Why Health Insurance?
Simple, to protect yourself and your health. By getting health insurance, one can control costs. About 47 million Americans are uninsured and a large portion of bankruptcies are due to health problems.
A health insurance plan can put costs into a manageable payment and ensure that health decisions aren't a matter of finances. Just as drivers get car insurance, homeowners get home insurance, every person should have health insurance.
Why do we Need Universal Health Coverage?
Millions of Americans let small, preventable health problems turn into serious medical conditions because they are worried about doctor bills. Prevention is always better than treatment.
Millions of dollars and hours are wasted by people with routine problems who visit the emergency room because they cannot turn down a patient based on the ability to pay, whereas private clinics can.
A healthier country is more productive. Therefore the costs of universal health coverage can be justified economically as well as ethically.
Many poor people do not have health insurance through their work or cannot afford a health plan. Universal health coverage is needed to fill in the gaps.