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Insurance in Shreveport

Data source: US Census year 2000

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Uninsured in Bossier Parish

Shreveport is in Bossier Parish.

One in ten

One out of ten people in Bossier Parish (14.7%) lack health insurance. In the state of Louisiana, 16.9% are without.

Among the population under 18 years in Bossier Parish, 12.7% are uninsured, while the figure for Louisiana is 14.1%.

in 2005, 85% of Americans had some medical expense, spending on average $1,166.

Crime and Safety in Shreveport

Cities are generally less safe to live in than small towns. Violent crime in Shreveport is 132.9% higher per capita, than in the U.S. as a whole. The per-capita rate of property crime in Shreveport is 86.7% higher than nationally.

There are 3476 people living in restricted group quarters such as correctional facilities, nursing homes, and mental hospitals in Shreveport (2% of the population).

Accidents

Commuting to work is a fact of life for most Americans. In 2000, 93% of Shreveport residents drove to work, and 3% used public transport. 2% walked to work, and 0% rode a bicycle. While keeping active is vital for good health, unprotected forms of transportation also puts you at greater risk in traffic.

In the United States, 10% or Emergency Room visits in 2005 was due to traffic accidents. The most common injury was due to falls, totalling 21% of ER visits.

Shreveport, Louisiana Health Insurance

With a health insurance plan, your medical costs will be reduced, and a plan that includes regular checkups lowers your likelihood of developing serious health problems. As an added bonus, doctors charge people with health insurance less, since insurance companies negotiate discounts.

Getting an individual health insurance plan doesn't have to be expensive and complicated. With average premiums for single coverage reaching $373 per month ($4,479 annually) in 2007, and familty premiums soaring to $1,009 per month ($12,106 annually), the incentive to find cheap alternatives is higher than ever. Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.

One way to pay smaller premiums is to sign up for a high-deductible health plan (HDHP), an alternative gaining popularity among employers who offer health benefits.

While most Americans have health insurance coverage through their employer, there are trends in the opposite direction. As the economy transforms, and employers rely more on part-time and contract labor, fewer employees are eligible for health benefits. Among firms who offer health benefits, 79% of workers were eligible in 2007. Among both firms that offer and don't offer health benefits, a total of only 59% of workers were actually covered by their employer.

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Local Health Insurance Agents in Shreveport, Louisiana

  • Aflac District Office

    (337) 478-1458

    333 Texas St
    Shreveport, Louisiana 71101-3666

  • Alcor General Agency

    (318) 226-9549

    929 Olive St
    Shreveport, Louisiana 71104-2103

  • American Family Life Assurance Co Aflac

    (318) 424-4665

    2620 Centenary Blvd Ste 231
    Shreveport, Louisiana 71104-3350

  • Ashworth, Donald G - State Farm Insurance Agent

    (318) 688-7777

    3026 Bert Kouns Industrial Lp
    Shreveport, Louisiana 71118-3011

  • Assurex Ltd

    (318) 865-5855

    4733 Akard Ave
    Shreveport, Louisiana 71105-3235

  • Benefit Consulting Services

    (318) 868-0238

    6425 Youree Dr Ste 400
    Shreveport, Louisiana 71105-4600

  • Benefit Plan Service Inc Trae Brashear Jack Cunningham

    (318) 797-5450

    1754 E 70th St
    Shreveport, Louisiana 71105-5213

  • Benefit Specialist

    (318) 212-0238

    6001 Financial Plz
    Shreveport, Louisiana 71129-2615

  • Blue Cross and Blue Shield of Louisiana Individual Sales,Group Sales,Claims & Billing

    (318) 795-4911,(318) 795-0573,(318) 795-4949

    6425 Youree Dr Ste 300
    Shreveport, Louisiana 71105-4600

  • Bob Taylor & Associates

    (318) 742-7111

    400 Travis St
    Shreveport, Louisiana 71101-3108

  • Brashear Trae

    (318) 797-5450

    1754 E 70th St
    Shreveport, Louisiana 71105-5213

  • Brooks, Nora A - State Farm Insurance Agent

    (318) 687-9100

    6041 Five Oaks Dr
    Shreveport, Louisiana 71129-2540

  • Cameron, James G - State Farm Insurance Agent

    (318) 635-6487

    6121 Hearne Avenue
    Shreveport, Louisiana 71108-4319

  • Coleman, Earlene M - State Farm Insurance Agent

    (318) 222-7755

    3316 N Market Ste 3
    Shreveport, Louisiana 71107-4069

  • Criswell Ed

    (318) 429-6550

    1821 Line Ave
    Shreveport, Louisiana 71101-4611

  • Cunningham & Associates Insurance

    (318) 219-2001


    Shreveport, Louisiana 71101

  • Earl Timmons Ins Agency Inc - State Farm Insurance Agent

    (318) 686-8992

    8889 Jewella Avenue Suite A
    Shreveport, Louisiana 71118-2138

  • Fitzgerald Group the

    (318) 424-1116

    1754 E 70th St
    Shreveport, Louisiana 71105-5213

  • Flentroy, Michael Dennis - State Farm Insurance Agent

    (318) 635-3421

    3705 1/2 Greenwood
    Shreveport, Louisiana 71109-5109

  • Ford Frank Insurance

    (318) 424-4665

    2620 Centenary Blvd Ofc
    Shreveport, Louisiana 71104-3356

  • Foster Financial Group

    (318) 226-0500

    400 Travis St Ste 503
    Shreveport, Louisiana 71101-3113

  • Foster Willam E

    (318) 226-0500

    400 Travis St Ste 508
    Shreveport, Louisiana 71101-3113

  • Gatson, Derrick D - State Farm Insurance Agent

    (318) 222-8763

    745 Olive St Ste 111
    Shreveport, Louisiana 71104-2246

  • Gosslee Robbie

    (318) 226-0500

    400 Travis St
    Shreveport, Louisiana 71101-3108

  • Haggard Carl F & Associates

    (318) 226-9425

    6007 Financial Plz
    Shreveport, Louisiana 71129-2655

  • Health Benefit Services

    (318) 687-9018

    6007 Financial Plz Ste 110
    Shreveport, Louisiana 71129-2656

  • Irwin, Benee - State Farm Insurance Agent

    (318) 798-1233

    411 Sophia Lane
    Shreveport, Louisiana 71115-2503

  • K W Brokerage Inc

    (318) 222-1411

    1700 Centenary Blvd
    Shreveport, Louisiana 71101-5025

  • Kent Kent & Tingle

    (318) 797-0007

    8660 Fern Ave Ste 190
    Shreveport, Louisiana 71105-5669

  • Linda Luck Ins Agency Inc - State Farm Insurance Agent

    (318) 688-4500

    8101 Kingston Rd Ste 115
    Shreveport, Louisiana 71108-5745

  • Little, Toni P - State Farm Insurance Agent

    (318) 869-0002

    6030 Line Ave Ste 420
    Shreveport, Louisiana 71106-2120

  • Massad Donald R

    (318) 226-0500

    400 Travis St
    Shreveport, Louisiana 71101-3108

  • McEachern, Darrell A - State Farm Insurance Agent

    (318) 869-1135

    8805 Line Ave Ste 400
    Shreveport, Louisiana 71106-6735

  • Mickey A Walker Ins Agcy Inc - State Farm Insurance Agent

    (318) 635-4500

    2710 Desoto
    Shreveport, Louisiana 71109-5944

  • Mottet, Robert W - State Farm Insurance Agent

    (318) 687-3822

    680 Bert Kouns Industrial Loop
    Shreveport, Louisiana 71118-5701

  • Olive, Dennis R - State Farm Insurance Agent

    (318) 869-0900

    9038 Ellerbe Road Suite 102
    Shreveport, Louisiana 71106-7499

  • Roberts, Ted - State Farm Insurance Agent

    (318) 687-6156

    9443 Mansfield Road
    Shreveport, Louisiana 71118-3815

  • State Farm Insurance Companies Ofc

    (318) 688-4500

    8101 Kingston Rd Ste 115
    Shreveport, Louisiana 71108-5745

  • Talbert, Glenn E - State Farm Insurance Agent

    (318) 688-1881

    7700 Pines Rd
    Shreveport, Louisiana 71129-4133

  • Thibeaux, Steven A - State Farm Insurance Agent

    (318) 687-3877

    8922 Kingston Road
    Shreveport, Louisiana 71118-2702

  • Thomas, Katrina D - State Farm Insurance Agent

    (318) 688-8312

    8201 Jewella Ave Ste 114
    Shreveport, Louisiana 71108-5800

  • Tullos, Ben H - State Farm Insurance Agent

    (318) 688-1522

    2886 Southland Park
    Shreveport, Louisiana 71118-3235

  • Vantage Health Plan Inc

    (318) 678-0008

    745 Olive St
    Shreveport, Louisiana 71104-2246

  • Wright & Percy Insurance

    (318) 795-4500

    2625 Line Ave
    Shreveport, Louisiana 71104-4647

Glossary of Terms

Coinsurance
amount you have to pay for medical care in a fee-for-service plan after you have reached the deductible. The coinsurance rate is usually written as a percentage. For example, if the insurance company pays 80 percent of the claim, you pay 20 percent.
Coordination of Benefits
A system to eliminate duplication of benefits when you are covered under more than one group plan. Benefits under the two plans usually are limited to no more than 100 percent of the claim.
Copayment
Another way of sharing medical costs. You pay a flat fee every time you receive a medical service (for example, $5 for every visit to the doctor). The insurance company pays the rest.
Covered Expenses
Most insurance plans, whether they are fee-for-service, HMOs, or PPOs, do not pay for all services. Some may not pay for prescription drugs. Others may not pay for mental health care. Covered services are those medical procedures the insurer agrees to pay for. They are listed in the policy.
Customary fee
Most insurance plans will pay only what they call a reasonable and customary fee for a particular service. If your doctor charges $1,000 for a hernia repair while most doctors in your area charge only $600, you will be billed for the $400 difference.
Deductible
The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts paying.
Exclusions
Specific conditions or circumstances for which the policy will not provide benefits.
Fee-for-Service
The insurer only pays for part of your doctor and hospital bills. This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals.
HDHP
High-Deductible Health Plan. With this type of plan, you pay a smaller premium, but have to pay a larger amount out of your own pocket when you use medical services.
HMO
(Health Maintenance Organization): Prepaid health plans. You pay a monthly premium and the HMO covers your doctors’ visits, hospital stays, emergency care, surgery, checkups, lab tests, x-rays, and therapy. You must use the doctors and hospitals designated by the HMO.
Institutionalized
People under formally authorized, supervised care or custody in institutions (for example, correctional facilities, nursing homes, and mental hospitals). Generally, restricted to the institution, under the care or supervision of trained staff, and classified as "patients" or "inmates."
Kaiser
Figure refers to employer-based health insurance. Individual plans may be more expensive. ("Employer Health Benefits 2007 Annual Survey" (#7672), The Henry J. Kaiser Family Foundation & HRET, September 2007)
Managed Care
Ways to manage costs, use, and quality of the health care system. All HMOs and PPOs, and many fee-for-service plans, have managed care.
Maximum Out-of-Pocket
The most money you will be required pay a year for deductibles and coinsurance. It is a stated dollar amount set by the insurance company, in addition to regular premiums.
Noncancelable Policy
A policy that guarantees you can receive insurance, as long as you pay the premium. It is also called a guaranteed renewable policy.
PPO
(Preferred Provider Organization): A combination of traditional fee-for-service and an HMO. When you use the doctors and hospitals that are part of the PPO, you can have a larger part of your medical bills covered. You can use other doctors, but at a higher cost.
Preexisting Condition
A health problem that existed before the date your insurance became effective.
Premium
The amount you or your employer pays in exchange for insurance coverage.
Primary Care Doctor
Usually your first contact for health care. This is often a family physician or internist, but some women use their gynecologist. A primary care doctor monitors your health and diagnoses and treats minor health problems, and refers you to specialists if another level of care is needed.
Property crime
Property crime includes burglary, larceny-theft, motor vehicle theft, and arson. The objective of the theft crimes is the unlawful taking of money or property, and does not include use or threat of force against the victims.
Provider
Any person (doctor, nurse, dentist) or institution (hospital or clinic) that provides medical care.
Race
Race is a self-identification data item in which respondents choose the race or races with which they most closely identify. [US Census]
Single Coverage
Health insurance that covers medical expenses for one person.
Third-Party Payer
Any payer for health care services other than you. This can be an insurance company, an HMO, a PPO, or the Federal Government.
Violent crime
Violent crime includes four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. Violent crimes involve force or threat of force.

Shreveport Facts

Data source: US Census year 2000

Population

Population in Shreveport is 203,914.

53% of Shreveport residents are African-American, 43% are White, 1% are a mix of two or more races, 1% are Asian, and 1% are of some other race.

Economy

The median income in Shreveport is $24,386 for men, and $17,329 for women.

Compared to the typical person in the state of Louisiana, a resident of Shreveport makes 11.6% less. The trend for Louisiana is that the median income is increasing. (2006)

23,602 people (12% of the population) were living on an income below the poverty level as of 2006. The poverty in Shreveport was increasing compared to the year before.

The typical home is worth $97,000. 38% of Shreveport homeowners own their home outright, paying typically $287 per month in owner costs. Among those with a mortgage (62% of homeowners), the median monthly owner cost is $952. (2006)

Housing

There are a total of 90,748 homes in Shreveport. Of these, 649 were for sale, and 3,637 homes were available to rent in 2006. 45,866 (60%) were owner-occupied, and 30,663 (40%) were occupied by renters. (2006)

Age

The median age for men in Shreveport is 31, and in Louisiana the average man lives to be 71. The median age for women in Shreveport is 35, and women in Louisiana live to be 77, on average. (2006)

Education

The education level in Shreveport is low compared to the national average.

Among men over 25, 28% has a college degree, and 16% has some college. Out of the men that didn't study in college, 66% graduated from High School, and 34% dropped out.

Among women over 25, 28% has a college degree, and 21% has some college. Out of the women that didn't study in college, 64% graduated from High School, and 36% dropped out. (2006)

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