Insurance in New Orleans
Data source: US Census year 2000
Compare Health Insurance Providers
Uninsured in Jefferson Parish
New Orleans is in Jefferson Parish.
Two out of ten people in Jefferson Parish (15.9%) lack health insurance. In the state of Louisiana, 16.9% are without.
Among the population under 18 years in Jefferson Parish, 14.6% are uninsured, while the figure for Louisiana is 14.1%.
in 2005, 85% of Americans had some medical expense, spending on average $1,166.
Crime and Safety in New Orleans
Cities are generally less safe to live in than small towns. Violent crime in New Orleans is 1.7% lower per capita, than in the U.S. as a whole. The per-capita rate of property crime in New Orleans is 24.6% lower than nationally.
There are 9772 people living in restricted group quarters such as correctional facilities, nursing homes, and mental hospitals in New Orleans (2% of the population).
Accidents
Commuting to work is a fact of life for most Americans. In 2000, 76% of New Orleans residents drove to work, and 14% used public transport. 5% walked to work, and 1% rode a bicycle. While keeping active is vital for good health, unprotected forms of transportation also puts you at greater risk in traffic.
In the United States, 10% or Emergency Room visits in 2005 was due to traffic accidents. The most common injury was due to falls, totalling 21% of ER visits.
New Orleans, Louisiana Health Insurance
With a health insurance plan, your medical costs will be reduced, and a plan that includes regular checkups lowers your likelihood of developing serious health problems. As an added bonus, doctors charge people with health insurance less, since insurance companies negotiate discounts.
Getting an individual health insurance plan doesn't have to be expensive and complicated. With average premiums for single coverage reaching $373 per month ($4,479 annually) in 2007, and familty premiums soaring to $1,009 per month ($12,106 annually), the incentive to find cheap alternatives is higher than ever. Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.
One way to pay smaller premiums is to sign up for a high-deductible health plan (HDHP), an alternative gaining popularity among employers who offer health benefits.
While most Americans have health insurance coverage through their employer, there are trends in the opposite direction. As the economy transforms, and employers rely more on part-time and contract labor, fewer employees are eligible for health benefits. Among firms who offer health benefits, 79% of workers were eligible in 2007. Among both firms that offer and don't offer health benefits, a total of only 59% of workers were actually covered by their employer.
Compare health insurance quotes now!
Local Health Insurance Agents in New Orleans, Louisiana
-
A Burghardt Insurance Agency
(504) 241-72835630 Crowder Blvd
New Orleans, Louisiana 70127-2429 -
Agnelly And Associates
(504) 734-1929201 Evans Rd
New Orleans, Louisiana 70123-1697 -
AJ Insurance Consultants & Tax Planners
(504) 482-6223137 N Clark Street
New Orleans, Louisiana 70119-5207 -
American Lifecare
(504) 561-06001100 Poydras St Ste 2600
New Orleans, Louisiana 70163-2602 -
Belsom, Donald J - State Farm Insurance Agent
(504) 241-44444944 Bullard, #A
New Orleans, Louisiana 70128-3134 -
Bennett Donna M Insurance
(504) 734-018210501 Zalma St
New Orleans, Louisiana 70123-1264 -
Bennett Donna M Insurance
(504) 734-0182800 E Commerce Rd
New Orleans, Louisiana 70112-3400 -
Bluecross Blueshield of Louisiana
(504) 255-1617
New Orleans, Louisiana 70112 -
Bob Andras Ins Agcy Inc
(504) 366-11553837 Macarthur Blvd
New Orleans, Louisiana 70114-6871 -
Boneno, Roselyn B - State Farm Insurance Agent
(504) 943-19973808 Elysian Fields Ave
New Orleans, Louisiana 70122-4565 -
Bordlee, Randolph Joseph - State Farm Insurance Agent
(504) 392-93004650 General Degaulle Drive
New Orleans, Louisiana 70131-7145 -
Bowden Insurance Agency Inc - State Farm Insurance Agent
(504) 288-22196325 Elysian Fields Ave, Ste C
New Orleans, Louisiana 70122-4235 -
Breaux Leslie Insurance
(504) 739-95261 Mary Ridge Ln
New Orleans, Louisiana 70123-1333 -
Buckley Jr, Edwin L - State Farm Insurance Agent
(504) 891-28864822 Prytania
New Orleans, Louisiana 70115-4016 -
Caramonta, Chris J - State Farm Insurance Agent
(504) 241-42747240 Crowder Blvd Ste 102
New Orleans, Louisiana 70127-1977 -
Chailland Business Services Inc
(504) 833-6926
New Orleans, Louisiana 70112 -
Chiappetta, Guy A
(504) 242-91919830 Lake Forest Blvd Ste 101
New Orleans, Louisiana 70127-5456 -
Cinquemano III, Anthony - State Farm Insurance Agent
(504) 488-15406262 Pontchartrain
New Orleans, Louisiana 70124-2042 -
Collinsbenefits
(504) 299-1100210 Baronne St
New Orleans, Louisiana 70112-1722 -
Convenant Healthcare Insurance Service
(504) 864-1171
New Orleans, Louisiana 70112 -
Cosse, Rodney L - State Farm Insurance Agent
(504) 283-90207037 Canal Blvd Ste 201
New Orleans, Louisiana 70124-3462 -
Dennis, Flander J - State Farm Insurance Agent
(504) 242-232910001 Lake Forest Blvd Ste 110
New Orleans, Louisiana 70127-5245 -
Eagan, Selene - State Farm Insurance Agent
(504) 524-70082131 Magazine St
New Orleans, Louisiana 70130-5045 -
Geoghegan, Susan Price - State Farm Insurance Agent
(504) 241-40667301 Downman Road
New Orleans, Louisiana 70126-1213 -
Goodreaux, Sidney J - State Farm Insurance Agent
(504) 391-18194801 General Meyer Suite F
New Orleans, Louisiana 70131-4320 -
Guillory, Ben R - State Farm Insurance Agent
(504) 943-40554320 Chef Menteur Hwy, Ste A
New Orleans, Louisiana 70126-4920 -
Healing Arts Network
(504) 679-01101100 Poydras St
New Orleans, Louisiana 70163-1101 -
Hebert Ray Insurance
(504) 828-0022
New Orleans, Louisiana 70112 -
Helwick, Michael L - State Farm Insurance Agent
(504) 861-45296301 S Claiborne Ave
New Orleans, Louisiana 70125-4107 -
Hemmans, Charles A - State Farm Insurance Agent
(504) 488-30004640 S Carrollton Ave Ste 1F
New Orleans, Louisiana 70119-6083 -
Hidalgo Jr, Emanuel J - State Farm Insurance Agent
(504) 362-19193837 Macarthur Blvd
New Orleans, Louisiana 70114-6554 -
Intrx Healthcare
(504) 283-13002826 Esplanade Ave
New Orleans, Louisiana 70119-3335 -
Jackson, Alan D - State Farm Insurance Agent
(504) 240-27426025 Chef Menteur Hwy
New Orleans, Louisiana 70126-5141 -
Knight Kenny Ins
(504) 834-8040
New Orleans, Louisiana 70112 -
Lagarde Jr, Charles A - State Farm Insurance Agent
(504) 529-8100331 Carondelet St
New Orleans, Louisiana 70130-3143 -
Leone, Joseph W - State Farm Insurance Agent
(504) 865-11011701 S Carrollton
New Orleans, Louisiana 70118-2827 -
Long Term Preferred Care
(504) 283-1300
New Orleans, Louisiana 70112 -
Mahony Kevin F
(504) 486-0555
New Orleans, Louisiana 70112 -
Maitland, Kepper M - State Farm Insurance Agent
(504) 363-02173221 Behrman Pl Ste 202B
New Orleans, Louisiana 70114-8200 -
Minority Contract Suppliers Inc
(504) 244-94215703 Read Blvd
New Orleans, Louisiana 70127-2637 -
Mixon, Carl W - State Farm Insurance Agent
(504) 482-78974716 Canal St
New Orleans, Louisiana 70119-5856 -
Naugher, Elizabeth A - State Farm Insurance Agent
(504) 367-66603501 Holiday Dr Ste 105
New Orleans, Louisiana 70114-8257 -
Paul Robicheaux Ins Agency Inc State Farm Insurance Agent
(504) 943-83831631 Elysian Fields Ave
New Orleans, Louisiana 70117-8208 -
Physicians Mutual Insurance
(504) 739-9526800 E Commerce Rd Ste 116
New Orleans, Louisiana 70123-3446 -
Plescia, Carl M - State Farm Insurance Agent
(504) 246-36856560 Morrison Rd Ste 200
New Orleans, Louisiana 70126-2731 -
Reggie Glass Ins Agency Inc - State Farm Insurance Agent
(504) 944-54334068 Old Gentilly
New Orleans, Louisiana 70126-4813 -
Swanson & Associates Inc
(504) 821-03032601 Tulane Ave Ste 610
New Orleans, Louisiana 70119-7454 -
Talamo, Larry J - State Farm Insurance Agent
(504) 282-34746504 Spanish Fort Blvd
New Orleans, Louisiana 70124-4322 -
Warning & Assoc
(504) 244-94215703 Read Blvd
New Orleans, Louisiana 70127-2637
Glossary of Terms
- Coinsurance
- amount you have to pay for medical care in a fee-for-service plan after you have reached the deductible. The coinsurance rate is usually written as a percentage. For example, if the insurance company pays 80 percent of the claim, you pay 20 percent.
- Coordination of Benefits
- A system to eliminate duplication of benefits when you are covered under more than one group plan. Benefits under the two plans usually are limited to no more than 100 percent of the claim.
- Copayment
- Another way of sharing medical costs. You pay a flat fee every time you receive a medical service (for example, $5 for every visit to the doctor). The insurance company pays the rest.
- Covered Expenses
- Most insurance plans, whether they are fee-for-service, HMOs, or PPOs, do not pay for all services. Some may not pay for prescription drugs. Others may not pay for mental health care. Covered services are those medical procedures the insurer agrees to pay for. They are listed in the policy.
- Customary fee
- Most insurance plans will pay only what they call a reasonable and customary fee for a particular service. If your doctor charges $1,000 for a hernia repair while most doctors in your area charge only $600, you will be billed for the $400 difference.
- Deductible
- The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts paying.
- Exclusions
- Specific conditions or circumstances for which the policy will not provide benefits.
- Fee-for-Service
- The insurer only pays for part of your doctor and hospital bills. This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals.
- HDHP
- High-Deductible Health Plan. With this type of plan, you pay a smaller premium, but have to pay a larger amount out of your own pocket when you use medical services.
- HMO
- (Health Maintenance Organization): Prepaid health plans. You pay a monthly premium and the HMO covers your doctors’ visits, hospital stays, emergency care, surgery, checkups, lab tests, x-rays, and therapy. You must use the doctors and hospitals designated by the HMO.
- Institutionalized
- People under formally authorized, supervised care or custody in institutions (for example, correctional facilities, nursing homes, and mental hospitals). Generally, restricted to the institution, under the care or supervision of trained staff, and classified as "patients" or "inmates."
- Kaiser
- Figure refers to employer-based health insurance. Individual plans may be more expensive. ("Employer Health Benefits 2007 Annual Survey" (#7672), The Henry J. Kaiser Family Foundation & HRET, September 2007)
- Managed Care
- Ways to manage costs, use, and quality of the health care system. All HMOs and PPOs, and many fee-for-service plans, have managed care.
- Maximum Out-of-Pocket
- The most money you will be required pay a year for deductibles and coinsurance. It is a stated dollar amount set by the insurance company, in addition to regular premiums.
- Noncancelable Policy
- A policy that guarantees you can receive insurance, as long as you pay the premium. It is also called a guaranteed renewable policy.
- PPO
- (Preferred Provider Organization): A combination of traditional fee-for-service and an HMO. When you use the doctors and hospitals that are part of the PPO, you can have a larger part of your medical bills covered. You can use other doctors, but at a higher cost.
- Preexisting Condition
- A health problem that existed before the date your insurance became effective.
- Premium
- The amount you or your employer pays in exchange for insurance coverage.
- Primary Care Doctor
- Usually your first contact for health care. This is often a family physician or internist, but some women use their gynecologist. A primary care doctor monitors your health and diagnoses and treats minor health problems, and refers you to specialists if another level of care is needed.
- Property crime
- Property crime includes burglary, larceny-theft, motor vehicle theft, and arson. The objective of the theft crimes is the unlawful taking of money or property, and does not include use or threat of force against the victims.
- Provider
- Any person (doctor, nurse, dentist) or institution (hospital or clinic) that provides medical care.
- Race
- Race is a self-identification data item in which respondents choose the race or races with which they most closely identify. [US Census]
- Single Coverage
- Health insurance that covers medical expenses for one person.
- Third-Party Payer
- Any payer for health care services other than you. This can be an insurance company, an HMO, a PPO, or the Federal Government.
- Violent crime
- Violent crime includes four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. Violent crimes involve force or threat of force.
New Orleans Facts
Data source: US Census year 2000
Population
Population in New Orleans is 484,674.
67% of New Orleans residents are African-American, 28% are White, 2% are Asian, 1% are a mix of two or more races, and 1% are of some other race.
Economy
The median income in New Orleans is $31,094 for men, and $17,158 for women.
Compared to the typical person in the state of Louisiana, a resident of New Orleans makes 4.9% less. The trend for Louisiana is that the median income is increasing. (2006)
21,054 people (4% of the population) were living on an income below the poverty level as of 2006. The poverty in New Orleans was decreasing compared to the year before.
The typical home is worth $208,500. 41% of New Orleans homeowners own their home outright, paying typically $452 per month in owner costs. Among those with a mortgage (59% of homeowners), the median monthly owner cost is $1,446. (2006)
Housing
There are a total of 105,661 homes in New Orleans. Of these, 1,955 were for sale, and 2,988 homes were available to rent in 2006. 37,273 (51%) were owner-occupied, and 36,243 (49%) were occupied by renters. (2006)
Age
The median age for men in New Orleans is 38, and in Louisiana the average man lives to be 71. The median age for women in New Orleans is 42, and women in Louisiana live to be 77, on average. (2006)
Education
The education level in New Orleans is high compared to the national average.
Among men over 25, 36% has a college degree, and 16% has some college. Out of the men that didn't study in college, 59% graduated from High School, and 41% dropped out.
Among women over 25, 33% has a college degree, and 21% has some college. Out of the women that didn't study in college, 59% graduated from High School, and 41% dropped out. (2006)
© HBrothers 2007. Contact us. Header image by Flickr.com user audreyjm529 (CC BY license).