Insurance in Chicago
Data source: US Census year 2000
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Uninsured in Cook County
Chicago is the county seat of Cook County.
Two out of ten people in Cook County (16%) lack health insurance. In the state of Illinois, 13.2% are without.
Among the population under 18 years in Cook County, 11.9% are uninsured, while the figure for Illinois is 9.8%.
in 2005, 85% of Americans had some medical expense, spending on average $1,166.
Crime and Safety in Chicago
Cities are generally less safe to live in than small towns. Violent crime in Chicago is 100% lower per capita, than in the U.S. as a whole. The per-capita rate of property crime in Chicago is 41.5% higher than nationally.
There are 27323 people living in restricted group quarters such as correctional facilities, nursing homes, and mental hospitals in Chicago (1% of the population).
Accidents
Commuting to work is a fact of life for most Americans. In 2000, 65% of Chicago residents drove to work, and 26% used public transport. 6% walked to work, and 0% rode a bicycle. While keeping active is vital for good health, unprotected forms of transportation also puts you at greater risk in traffic.
In the United States, 10% or Emergency Room visits in 2005 was due to traffic accidents. The most common injury was due to falls, totalling 21% of ER visits.
Chicago, Illinois Health Insurance
With a health insurance plan, your medical costs will be reduced, and a plan that includes regular checkups lowers your likelihood of developing serious health problems. As an added bonus, doctors charge people with health insurance less, since insurance companies negotiate discounts.
Getting an individual health insurance plan doesn't have to be expensive and complicated. With average premiums for single coverage reaching $373 per month ($4,479 annually) in 2007, and familty premiums soaring to $1,009 per month ($12,106 annually), the incentive to find cheap alternatives is higher than ever. Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.
One way to pay smaller premiums is to sign up for a high-deductible health plan (HDHP), an alternative gaining popularity among employers who offer health benefits.
While most Americans have health insurance coverage through their employer, there are trends in the opposite direction. As the economy transforms, and employers rely more on part-time and contract labor, fewer employees are eligible for health benefits. Among firms who offer health benefits, 79% of workers were eligible in 2007. Among both firms that offer and don't offer health benefits, a total of only 59% of workers were actually covered by their employer.
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Local Health Insurance Agents in Chicago, Illinois
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Aetna U S Healthcare of the Midwest
(312) 928-3000100 N Riverside Plz Fl 19
Chicago, Illinois 60606-1518 -
Allstate Insurance - Rafal Gancarczyk
(773) 427-72004163 N. Milwaukee Avenue
Chicago, Illinois 60641-1838 -
Andrade Insurance Agency Inc - State Farm Insurance Agent
(773) 521-02164355 W 26th Street
Chicago, Illinois 60623-4364 -
Angarola, Joseph Scott - State Farm Insurance Agent
(773) 404-08001700 W Belmont
Chicago, Illinois 60657-3020 -
Ayers, Karen N - State Farm Insurance Agent
(773) 728-2900950 W Montrose
Chicago, Illinois 60613-1411 -
B H Wimp Insurance Agency Inc - State Farm Insurance Agent
(773) 283-20075718 W Belmont Avenue
Chicago, Illinois 60634-5303 -
Banks, Oliver - State Farm Insurance Agent
(773) 881-04932024 W 95th Street
Chicago, Illinois 60643-1116 -
Barbara Janusek Ins Agency Inc State Farm Insurance Agent
(773) 561-43355554 N Broadway
Chicago, Illinois 60640-1101 -
Bauer Sr, Joseph P - State Farm Insurance Agent
(773) 486-36002015 W Armitage
Chicago, Illinois 60647-4513 -
Bbf Group Llc
(312) 726-1900318 W Adams St Ste 1305
Chicago, Illinois 60606-5173 -
Bbf Group Llc the
(312) 726-1900
Chicago, Illinois 60607 -
Becker, Brent D - State Farm Insurance Agent
(773) 625-56007235B West Irving Park Road
Chicago, Illinois 60634-3546 -
Behrends, Garrel K - State Farm Insurance Agent
(312) 222-0333435 N Michigan Suite 2221
Chicago, Illinois 60611-4001 -
Benefit Rich-Low Cost R.S. Insurance Associates
(312) 337-7133
Chicago, Illinois 60611 -
Benziger, Raymond W - State Farm Insurance Agent
(773) 637-39005110 W Fullerton
Chicago, Illinois 60639-2404 -
Bernier, Dyanna P - State Farm Insurance Agent
(773) 221-98109618 S Commercial
Chicago, Illinois 60617-5021 -
Bielinski, Ronald E - State Farm Insurance Agent
(773) 775-20006304 N Milwaukee
Chicago, Illinois 60646-3711 -
Bilotich, Mickey - State Farm Insurance Agent
(773) 267-21003627 W Devon
Chicago, Illinois 60659-1207 -
Bonebrake, C Steve - State Farm Insurance Agent
(773) 622-55512643 N Harlem
Chicago, Illinois 60707-2117 -
Burgess, Michael J - State Farm Insurance Agent
(773) 625-33608210 W Belmont Ave
Chicago, Illinois 60634-2806 -
Burgess, Steven P - State Farm Insurance Agent
(773) 237-18677341 W Addison
Chicago, Illinois 60634-3429 -
Burton, Raymond G - State Farm Insurance Agent
(773) 342-19004357 W Fullerton
Chicago, Illinois 60639-2057 -
Cadwalader, Elizabeth A - State Farm Insurance Agent
(773) 631-14605657 N Milwaukee
Chicago, Illinois 60646-6220 -
Callahan, Michael P - State Farm Insurance Agent
(773) 685-94005520 W Lawrence
Chicago, Illinois 60630-3412 -
Cater Minnis Ins Agcy Inc - State Farm Insurance Agent
(773) 585-67896601 S Pulaski
Chicago, Illinois 60629-5137 -
Clerkley, Stanley W - State Farm Insurance Agent
(773) 778-77712613 W 79th Street
Chicago, Illinois 60652-1708 -
Coghlan, John E - State Farm Insurance Agent
(773) 327-5300736 W Addison Street
Chicago, Illinois 60613-4416 -
Coleman, Thomas J - State Farm Insurance Agent
(773) 282-68003315 1/2 N Harlem
Chicago, Illinois 60634-3602 -
Cooper, Frank G - State Farm Insurance Agent
(773) 538-57581400 E 47th St, Suite D, Suite D
Chicago, Illinois 60653-4520 -
Corrigan, Edward M - State Farm Insurance Agent
(773) 878-12004538 N Western Avenue
Chicago, Illinois 60625-2117 -
Cosmat Insurance Agency Inc
(773) 463-20703601 W Belmont Ave
Chicago, Illinois 60618-5303 -
Costanza, Marina E - State Farm Insurance Agent
(773) 868-07072748 N Ashland Avenue
Chicago, Illinois 60614-1106 -
Curi, Mark J - State Farm Insurance Agent
(312) 726-3466120 S LaSalle St Suite 1365
Chicago, Illinois 60603-3445 -
Dabul, Miguel - State Farm Insurance Agent
(773) 728-81015240 North Ashland Avenue
Chicago, Illinois 60640-2032 -
David Frederickson Agency Inc - State Farm Insurance Agent
(773) 761-42426305 N Clark Street
Chicago, Illinois 60660-1203 -
David Rundle Ins Agcy Inc - State Farm Insurance Agent
(773) 735-01354316 West 63rd Street
Chicago, Illinois 60629-5012 -
Derrick Malone Ins Agcy Inc - State Farm Insurance Agent
(312) 567-02763430 S King Dr 1S
Chicago, Illinois 60616-4109 -
Diaz, Maximiliano - State Farm Insurance Agent
(773) 257-00453316 W 26th St
Chicago, Illinois 60623-4035 -
Dillard, William L - State Farm Insurance Agent
(773) 549-2605516 W Diversey Parkway
Chicago, Illinois 60614-1610 -
Douglas, William - State Farm Insurance Agent
(312) 341-0123618 S Dearborn
Chicago, Illinois 60605-1840 -
Dwayne Jackson Ins Agcy Inc - State Farm Insurance Agent
(312) 455-06751345 West Taylor
Chicago, Illinois 60607-4233 -
Ecimovich, Victor A - State Farm Insurance Agent
(773) 463-08803138 W Irving Park
Chicago, Illinois 60618-3410 -
Falduto, Anthony J - State Farm Insurance Agent
(773) 476-30055434 S Kedzie
Chicago, Illinois 60632-2620 -
Foulks Jr, Cullen - State Farm Insurance Agent
(773) 778-40906251 S Western Avenue
Chicago, Illinois 60636-2023 -
Fred Navarro Ins Agcy Inc - State Farm Insurance Agent
(312) 649-5559453 W North Avenue
Chicago, Illinois 60610-1127 -
Friello, Bert A - State Farm Insurance Agent
(773) 927-93004342 S Archer Avenue
Chicago, Illinois 60632-2827 -
G A Tolentino Jr Ins Agcy Inc - State Farm Insurance Agent
(773) 549-33002015 W Montrose
Chicago, Illinois 60618-1713 -
Gallagher, Raymond C - State Farm Insurance Agent
(773) 847-77804848 S Pulaski
Chicago, Illinois 60632-4116 -
Gallo, Neal J - State Farm Insurance Agent
(773) 743-65657205 N Western Avenue
Chicago, Illinois 60645-1811 -
Garcia, Albert - State Farm Insurance Agent
(773) 737-02382808 W 9th St
Chicago, Illinois 60629-2201 -
Garrett, Camille E - State Farm Insurance Agent
(773) 264-830072 E 95th Street
Chicago, Illinois 60619-7239 -
Gaylord Nelson Ins Agency Inc - State Farm Insurance Agent
(773) 581-08448516 S Pulaski
Chicago, Illinois 60652-3631 -
Gernady Elwood A
(773) 282-38005616 W Montrose Avenue
Chicago, Illinois 60634-1820 -
Grady, Richard F - State Farm Insurance Agent
(773) 777-82775230 W Irving Park
Chicago, Illinois 60641-2504 -
Gray, Ira C - State Farm Insurance Agent
(773) 721-18809237 S Stony Island Avenue
Chicago, Illinois 60617-3640 -
Greg Jareczek Ins Agency Inc - State Farm Insurance Agent
(773) 327-55593929 N Ashland Avenue
Chicago, Illinois 60613-2507 -
Greg King Insurance Agency Inc State Farm Insurance Agent
(773) 643-62001373 E 53rd Street
Chicago, Illinois 60615-4001 -
Hardwood Traders Ltd
(773) 742-60324836 W Kamerling St
Chicago, Illinois 60651 -
Health Marketing Inc
(312) 432-0800940 W Adams St Ste 102
Chicago, Illinois 60607-3004 -
Helen Scott Insurance Agcy Inc State Farm Insurance Agent
(773) 873-3535732 E 75th Street
Chicago, Illinois 60619-1929 -
Hickey, David R - State Farm Insurance Agent
(773) 283-70055223 W Belmont Avenue
Chicago, Illinois 60641-4210 -
Higgins, John F - State Farm Insurance Agent
(773) 637-13145840 W Fullerton
Chicago, Illinois 60639-2358 -
Hoskinson, Christine - State Farm Insurance Agent
(773) 463-55953535 W Belmont
Chicago, Illinois 60618-5429 -
Insurance Advisors of Illinois
(773) 973-54442019 W Jarvis Ave
Chicago, Illinois 60645-2394 -
Insurance Center
(312) 787-2177
Chicago, Illinois 60607 -
Insurance Restoration Services
(773) 248-8200940 W Adams St
Chicago, Illinois 60607-3031 -
Jacqueline Fournier Agency Inc State Farm Insurance Agent
(312) 580-110079 W Monroe Street Suite 1225
Chicago, Illinois 60603-4908 -
James D Mays Jr Ins Agcy Inc - State Farm Insurance Agent
(773) 282-15004465 N Milwaukee
Chicago, Illinois 60630-3738 -
James D Mays Sr Ins Agcy Inc
(773) 736-24004465 N Milwaukee
Chicago, Illinois 60630 -
James E Townsend Ins Agcy Inc - State Farm Insurance Agent
(773) 933-00667639 S Jeffrey
Chicago, Illinois 60649-4015 -
Janet, Michael J - State Farm Insurance Agent
(773) 777-71116336 N Cicero
Chicago, Illinois 60646-4448 -
Jenkins, Nakamura C - State Farm Insurance Agent
(312) 346-9351208 S LaSalle St Suite 1227
Chicago, Illinois 60604-1316 -
Jerry ONeill Ins Agcy Inc - State Farm Insurance Agent
(773) 685-36004256 W Irving Park
Chicago, Illinois 60641-2937 -
JiLee Insurance Agency Inc - State Farm Insurance Agent
(773) 561-15005814 N Lincoln Avenue
Chicago, Illinois 60659-4602 -
Jim L Halas Ins Agcy Inc - State Farm Insurance Agent
(773) 463-45003637 N Elston Avenue
Chicago, Illinois 60618-4324 -
Joanne Krajci Ins Agency Inc - State Farm Insurance Agent
(773) 767-04406165 S Archer Avenue
Chicago, Illinois 60638-2666 -
Johnson Thomas J
(708) 867-68476358 W Gunnison
Chicago, Illinois 60630-2954 -
Jones, Kimberly L
(773) 288-79361877 E 71st Street
Chicago, Illinois 60649-2018 -
Joseph C Cichon Ins Agcy Inc
(773) 927-19182020 West 35th Street
Chicago, Illinois 60609-1101 -
Judith A Gleason Ins Agcy Inc - State Farm Insurance Agent
(773) 637-85472643 N Harlem
Chicago, Illinois 60707-1629 -
Karr, Michael J - State Farm Insurance Agent
(773) 582-70705724 S Pulaski Rd
Chicago, Illinois 60629-4435 -
Kenneth M Mercury Ins Agcy Inc State Farm Insurance Agent
(773) 233-777610028 S Western
Chicago, Illinois 60643-1926 -
Klein, Robert G - State Farm Insurance Agent
(773) 774-18116645 N Oliphant Avenue
Chicago, Illinois 60631-1585 -
Kruel, Janice M - State Farm Insurance Agent
(773) 238-33251819 W 87th Street
Chicago, Illinois 60620-4719 -
Kuczka, Linda A - State Farm Insurance Agent
(773) 975-91111015 W Webster
Chicago, Illinois 60614-3540 -
Lauder, Ted - State Farm Insurance Agent
(312) 236-007110 S Riverside Plaza Ste 124
Chicago, Illinois 60606-3709 -
Lee, Jae Hyun - State Farm Insurance Agent
(773) 588-50543736 W Lawrence
Chicago, Illinois 60625-5726 -
Lewis-Morris, L Ann - State Farm Insurance Agent
(773) 637-53341921 N Harlem Ave Suite S108
Chicago, Illinois 60707-3737 -
Liane K Williams Ins Agcy Inc - State Farm Insurance Agent
(773) 436-75003143 W 71st Street
Chicago, Illinois 60629-3049 -
Lindquist, J P - State Farm Insurance Agent
(312) 944-5757625 N Michigan Ave Suite 418
Chicago, Illinois 60611-3186 -
Lores Insurance Agency Ltd - State Farm Insurance Agent
(312) 337-57001 E Delaware Place Suite 210
Chicago, Illinois 60611-4963 -
Magine, Peter E - State Farm Insurance Agent
(773) 725-37706048 W Addison Street
Chicago, Illinois 60634-4209 -
Malyszek, Paul J - State Farm Insurance Agent
(773) 586-08006247 W 63rd Street
Chicago, Illinois 60638-5009 -
Marguerita Morgan Ins Agcy Inc State Farm Insurance Agent
(773) 846-1800515 E 79th Street
Chicago, Illinois 60619-3001 -
Maria Stachurski Ins Agcy Inc - State Farm Insurance Agent
(773) 889-03036737 W Belmont Ave
Chicago, Illinois 60634-4648 -
Mark Mackey Ins Agency Inc - State Farm Insurance Agent
(773) 604-43343338 W Foster
Chicago, Illinois 60625-4830 -
McCabe, Edward R - State Farm Insurance Agent
(773) 775-90166778 N Northwest Highway
Chicago, Illinois 60631-1201 -
McKenzie Insurance Agency Inc - State Farm Insurance Agent
(312) 791-1200725 West 31st Street
Chicago, Illinois 60616-3006 -
Michael C Pattrick Ins Agy Inc State Farm Insurance Agent
(312) 782-9095205 W Wacker Dr Suite 105
Chicago, Illinois 60606-1216 -
Monaghan, Michael J - State Farm Insurance Agent
(773) 878-66442609 W Peterson Avenue
Chicago, Illinois 60659-4004 -
Monaghan, Susan V - State Farm Insurance Agent
(773) 334-78782609 W Peterson Avenue
Chicago, Illinois 60659-4004 -
Monelle Sr, Gregoire - State Farm Insurance Agent
(773) 202-00044612D W Diversey Ave
Chicago, Illinois 60639-1829 -
Murphy, Thomas P - State Farm Insurance Agent
(773) 586-15006247 W 63rd Street
Chicago, Illinois 60638-5009 -
Murphy, Thomas Patrick - State Farm Insurance Agent
(773) 775-45585309 W Devon
Chicago, Illinois 60646-4107 -
Napue, Henry W - State Farm Insurance Agent
(773) 767-34243842 W 79th Street
Chicago, Illinois 60652-1815 -
Narain K Aurora Ins Agency Inc State Farm Insurance Agent
(773) 761-74742400 W Devon Suite 203
Chicago, Illinois 60659-1944 -
Nazar Janice C
(312) 236-522225 E Washington Suite 1100
Chicago, Illinois 60602-1706 -
Newlin, Marilyn D - State Farm Insurance Agent
(773) 631-77006305 N Northwest Hwy
Chicago, Illinois 60631-1669 -
Nogar Premium Co
(773) 463-20703601 W Belmont Ave
Chicago, Illinois 60618-5303 -
Nolan, Ann M - State Farm Insurance Agent
(773) 342-53001629 N Milwaukee Ave
Chicago, Illinois 60647-5411 -
Norvilas, Michael A - State Farm Insurance Agent
(773) 247-65005446 S Archer Avenue
Chicago, Illinois 60638-3051 -
Nuzzo, John J - State Farm Insurance Agent
(773) 889-39007428 W Belmont Avenue
Chicago, Illinois 60634-3432 -
Oberc, Andrew J - State Farm Insurance Agent
(773) 735-48006058 S Central
Chicago, Illinois 60638-4507 -
Olympia Limited Health Services Org.
(312) 432-0500940 W. Adams
Chicago, Illinois 60607-3004 -
ONeill, Shawn P - State Farm Insurance Agent
(773) 685-36004256 W Irving Park Road
Chicago, Illinois 60641-2937 -
Oprish Insurance & Investments
(773) 334-93934528 N Lincoln Ave
Chicago, Illinois 60625-2103 -
Orland Ins Agency Ltd - State Farm Insurance Agent
(773) 685-88434108 N Cicero Avenue
Chicago, Illinois 60641-1808 -
Panjan Jr, George F - State Farm Insurance Agent
(773) 779-53003215 W 103rd Street
Chicago, Illinois 60655-2409 -
Pat Casey Insurance Agency Inc State Farm Insurance Agent
(773) 202-12226815 W Irving Park Road
Chicago, Illinois 60634-2305 -
Patel, Hemina - State Farm Insurance Agent
(773) 549-88032550 W Addison St
Chicago, Illinois 60618-5952 -
Paul A Micek Ins Agcy Inc - State Farm Insurance Agent
(773) 631-01167013 W Higgins Avenue
Chicago, Illinois 60656-1901 -
Perisin, Nicholas J - State Farm Insurance Agent
(312) 791-0099725 W 31st Street
Chicago, Illinois 60616-3006 -
Pierce Benefits Llc
(312) 202-9220308 W Evergreen Ave
Chicago, Illinois 60610-6493 -
Pierre-Antoine, Shonda R - State Farm Insurance Agent
(312) 243-7900106 N Halsted
Chicago, Illinois 60661-1015 -
Ray Adkins III Ins Agency Inc - State Farm Insurance Agent
(773) 264-454511435 S Halsted
Chicago, Illinois 60628-5201 -
Restko, Thaddeus R - State Farm Insurance Agent
(773) 779-782110944 S Western Avenue
Chicago, Illinois 60643-3228 -
Rhodes, Charles T - State Farm Insurance Agent
(773) 281-08902472 N Clark Street
Chicago, Illinois 60614-2765 -
Riordan Insurance Agency Inc - State Farm Insurance Agent
(773) 774-43436134 N Northwest Highway
Chicago, Illinois 60631-2126 -
Riordan, Michael J - State Farm Insurance Agent
(773) 586-44486538 West Archer
Chicago, Illinois 60638-2439 -
Russell W Holmquist Ins Agcy Inc
(773) 334-12155153 N Clark St Ste 310
Chicago, Illinois 60640-6850 -
Salah, Sam - State Farm Insurance Agent
(773) 585-84226824 S Pulaski
Chicago, Illinois 60629-4121 -
Santos, Arthur W - State Farm Insurance Agent
(773) 252-28282421 N Milwaukee Ave
Chicago, Illinois 60647-2627 -
Scavo Jr, Michael A - State Farm Insurance Agent
(773) 725-67614770 N Milwaukee
Chicago, Illinois 60630-3629 -
Scavo Sr, Michael A - State Farm Insurance Agent
(773) 282-66444770 N Milwaukee
Chicago, Illinois 60630-3629 -
Scavo, Christopher M - State Farm Insurance Agent
(773) 282-54224770 N Milwaukee
Chicago, Illinois 60630-3629 -
Sheldon K Rice Ins Agency Inc - State Farm Insurance Agent
(773) 737-39403201 W 63rd St
Chicago, Illinois 60629-3301 -
Sherry, Michael R - State Farm Insurance Agent
(773) 581-57004943 W 63rd Street
Chicago, Illinois 60638-5801 -
Siegel, Veronica M - State Farm Insurance Agent
(312) 751-05001500 N Wells
Chicago, Illinois 60610-1227 -
Spinelli, Russell M - State Farm Insurance Agent
(773) 955-31331525 E 53rd Street Room 727
Chicago, Illinois 60615-4530 -
Suzette De Salvo Ins Agcy Inc - State Farm Insurance Agent
(773) 774-11475217 N Harlem
Chicago, Illinois 60656-1803 -
T Pat Appleton Ins Agency Inc - State Farm Insurance Agent
(773) 221-73958741 Greenwood Ave Suite 102
Chicago, Illinois 60619-6525 -
Taylor, Jeffrey M - State Farm Insurance Agent
(773) 221-49003659 E 106th Street
Chicago, Illinois 60617-6638 -
Tillis, Darren - State Farm Insurance Agent
(773) 521-00211627 S Central Park Ave
Chicago, Illinois 60623-2524 -
Tillman, Morris R - State Farm Insurance Agent
(773) 685-57575433 W Addison St
Chicago, Illinois 60641-3203 -
Tolentino-Moser Ins Agcy Inc - State Farm Insurance Agent
(773) 549-33002015 West Montrose Avenue
Chicago, Illinois 60618-1713 -
Tolomeo Insurance Agcy Inc - State Farm Insurance Agent
(773) 868-46002358 N Clybourn Ave
Chicago, Illinois 60614-2937 -
Tom, Jimmy - State Farm Insurance Agent
(773) 477-33004317 N Lincoln Ave
Chicago, Illinois 60618-1711 -
Torres Underhill, Sylvia - State Farm Insurance Agent
(773) 376-11662422 South Oakley Avenue
Chicago, Illinois 60608-4902 -
United Health Care
(312) 942-94262455 W Ohio St
Chicago, Illinois 60612-1298 -
VanMeter William R
(773) 637-21006832 W North Avenue Suite 1A
Chicago, Illinois 60707-4429 -
Veith, Herbert M - State Farm Insurance Agent
(773) 463-77332233 W Irving Park Road
Chicago, Illinois 60618-3840 -
Vincent, Meg - State Farm Insurance Agent
(773) 935-14003228 N Sheffield Ave
Chicago, Illinois 60657-1649 -
Vito P Cali Ins Agcy Ltd - State Farm Insurance Agent
(773) 889-36264644 N Cumberland
Chicago, Illinois 60656-4237 -
Wayne A Conley Ins Agency Inc - State Farm Insurance Agent
(773) 737-33543354 West 79th St
Chicago, Illinois 60652-1528 -
Wians, David A - State Farm Insurance Agent
(773) 774-15005870 N Milwaukee Avenue
Chicago, Illinois 60646-5425 -
Wil Salvador Ins Agency Inc - State Farm Insurance Agent
(773) 777-19223360 N Milwaukee Avenue
Chicago, Illinois 60641-4004 -
William E Pullano Ins Agcy Inc State Farm Insurance Agent
(773) 763-56275725 N Central Avenue
Chicago, Illinois 60646-5555 -
William Klinowski Ins Agcy Inc State Farm Insurance Agent
(773) 376-23484222 S Archer
Chicago, Illinois 60632-2513 -
Williams, Anthony - State Farm Insurance Agent
(773) 889-07076108 W North Avenue
Chicago, Illinois 60639-3928 -
Williams, Larry C - State Farm Insurance Agent
(773) 379-90095932 W Lake Street
Chicago, Illinois 60644-1833 -
Wilson, Joseph L - State Farm Insurance Agent
(773) 252-11353246 W North Ave
Chicago, Illinois 60647-4939 -
Winfred F Walker Ins Agcy Inc - State Farm Insurance Agent
(773) 928-2170412 E 103rd Street
Chicago, Illinois 60628-2942 -
Yore Peter M
(773) 764-21162759 A West Pratt Boulevard
Chicago, Illinois 60645-4527 -
Yun, Mark M - State Farm Insurance Agent
(312) 225-8311223 W Cermak Road 2nd floor
Chicago, Illinois 60616-1913 -
Zipay Jr, John W - State Farm Insurance Agent
(773) 725-33005050 N Cicero Avenue
Chicago, Illinois 60630-2452 -
Zurawski, Eugene L - State Farm Insurance Agent
(773) 238-04843440 W 111th St, Unit 2
Chicago, Illinois 60655-3334
Glossary of Terms
- Coinsurance
- amount you have to pay for medical care in a fee-for-service plan after you have reached the deductible. The coinsurance rate is usually written as a percentage. For example, if the insurance company pays 80 percent of the claim, you pay 20 percent.
- Coordination of Benefits
- A system to eliminate duplication of benefits when you are covered under more than one group plan. Benefits under the two plans usually are limited to no more than 100 percent of the claim.
- Copayment
- Another way of sharing medical costs. You pay a flat fee every time you receive a medical service (for example, $5 for every visit to the doctor). The insurance company pays the rest.
- Covered Expenses
- Most insurance plans, whether they are fee-for-service, HMOs, or PPOs, do not pay for all services. Some may not pay for prescription drugs. Others may not pay for mental health care. Covered services are those medical procedures the insurer agrees to pay for. They are listed in the policy.
- Customary fee
- Most insurance plans will pay only what they call a reasonable and customary fee for a particular service. If your doctor charges $1,000 for a hernia repair while most doctors in your area charge only $600, you will be billed for the $400 difference.
- Deductible
- The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts paying.
- Exclusions
- Specific conditions or circumstances for which the policy will not provide benefits.
- Fee-for-Service
- The insurer only pays for part of your doctor and hospital bills. This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals.
- HDHP
- High-Deductible Health Plan. With this type of plan, you pay a smaller premium, but have to pay a larger amount out of your own pocket when you use medical services.
- HMO
- (Health Maintenance Organization): Prepaid health plans. You pay a monthly premium and the HMO covers your doctors’ visits, hospital stays, emergency care, surgery, checkups, lab tests, x-rays, and therapy. You must use the doctors and hospitals designated by the HMO.
- Institutionalized
- People under formally authorized, supervised care or custody in institutions (for example, correctional facilities, nursing homes, and mental hospitals). Generally, restricted to the institution, under the care or supervision of trained staff, and classified as "patients" or "inmates."
- Kaiser
- Figure refers to employer-based health insurance. Individual plans may be more expensive. ("Employer Health Benefits 2007 Annual Survey" (#7672), The Henry J. Kaiser Family Foundation & HRET, September 2007)
- Managed Care
- Ways to manage costs, use, and quality of the health care system. All HMOs and PPOs, and many fee-for-service plans, have managed care.
- Maximum Out-of-Pocket
- The most money you will be required pay a year for deductibles and coinsurance. It is a stated dollar amount set by the insurance company, in addition to regular premiums.
- Noncancelable Policy
- A policy that guarantees you can receive insurance, as long as you pay the premium. It is also called a guaranteed renewable policy.
- PPO
- (Preferred Provider Organization): A combination of traditional fee-for-service and an HMO. When you use the doctors and hospitals that are part of the PPO, you can have a larger part of your medical bills covered. You can use other doctors, but at a higher cost.
- Preexisting Condition
- A health problem that existed before the date your insurance became effective.
- Premium
- The amount you or your employer pays in exchange for insurance coverage.
- Primary Care Doctor
- Usually your first contact for health care. This is often a family physician or internist, but some women use their gynecologist. A primary care doctor monitors your health and diagnoses and treats minor health problems, and refers you to specialists if another level of care is needed.
- Property crime
- Property crime includes burglary, larceny-theft, motor vehicle theft, and arson. The objective of the theft crimes is the unlawful taking of money or property, and does not include use or threat of force against the victims.
- Provider
- Any person (doctor, nurse, dentist) or institution (hospital or clinic) that provides medical care.
- Race
- Race is a self-identification data item in which respondents choose the race or races with which they most closely identify. [US Census]
- Single Coverage
- Health insurance that covers medical expenses for one person.
- Third-Party Payer
- Any payer for health care services other than you. This can be an insurance company, an HMO, a PPO, or the Federal Government.
- Violent crime
- Violent crime includes four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. Violent crimes involve force or threat of force.
Chicago Facts
Data source: US Census year 2000
Population
Population in Chicago is 2,749,283.
37% of Chicago residents are White, 35% are African-American, 21% are of some other race, 5% are Asian, and 2% are a mix of two or more races.
Economy
The median income in Chicago is $30,757 for men, and $25,215 for women.
Compared to the typical person in the state of Illinois, a resident of Chicago makes 6.6% less. The trend for Illinois is that the median income is increasing. (2006)
280,528 people (10% of the population) were living on an income below the poverty level as of 2006. The poverty in Chicago was increasing compared to the year before.
The typical home is worth $277,900. 27% of Chicago homeowners own their home outright, paying typically $559 per month in owner costs. Among those with a mortgage (73% of homeowners), the median monthly owner cost is $1,840. (2006)
Housing
There are a total of 1,175,547 homes in Chicago. Of these, 19,719 were for sale, and 55,412 homes were available to rent in 2006. 500,638 (49%) were owner-occupied, and 515,047 (51%) were occupied by renters. (2006)
Age
The median age for men in Chicago is 32, and in Illinois the average man lives to be 74. The median age for women in Chicago is 34, and women in Illinois live to be 79, on average. (2006)
Education
The education level in Chicago is high compared to the national average.
Among men over 25, 35% has a college degree, and 16% has some college. Out of the men that didn't study in college, 52% graduated from High School, and 48% dropped out.
Among women over 25, 35% has a college degree, and 18% has some college. Out of the women that didn't study in college, 52% graduated from High School, and 48% dropped out. (2006)
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