Insurance in Atlanta
Data source: US Census year 2000
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Uninsured in Cobb County
Atlanta is in Cobb County.
Two out of ten people in Cobb County (15.3%) lack health insurance. In the state of Georgia, 15.8% are without.
Among the population under 18 years in Cobb County, 15.7% are uninsured, while the figure for Georgia is 14.2%.
in 2005, 85% of Americans had some medical expense, spending on average $1,166.
Crime and Safety in Atlanta
Cities are generally less safe to live in than small towns. Violent crime in Atlanta is 259.9% higher per capita, than in the U.S. as a whole. The per-capita rate of property crime in Atlanta is 118.2% higher than nationally.
There are 8938 people living in restricted group quarters such as correctional facilities, nursing homes, and mental hospitals in Atlanta (2% of the population).
Accidents
Commuting to work is a fact of life for most Americans. In 2000, 76% of Atlanta residents drove to work, and 15% used public transport. 3% walked to work, and 0% rode a bicycle. While keeping active is vital for good health, unprotected forms of transportation also puts you at greater risk in traffic.
In the United States, 10% or Emergency Room visits in 2005 was due to traffic accidents. The most common injury was due to falls, totalling 21% of ER visits.
Atlanta, Georgia Health Insurance
With a health insurance plan, your medical costs will be reduced, and a plan that includes regular checkups lowers your likelihood of developing serious health problems. As an added bonus, doctors charge people with health insurance less, since insurance companies negotiate discounts.
Getting an individual health insurance plan doesn't have to be expensive and complicated. With average premiums for single coverage reaching $373 per month ($4,479 annually) in 2007, and familty premiums soaring to $1,009 per month ($12,106 annually), the incentive to find cheap alternatives is higher than ever. Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.
One way to pay smaller premiums is to sign up for a high-deductible health plan (HDHP), an alternative gaining popularity among employers who offer health benefits.
While most Americans have health insurance coverage through their employer, there are trends in the opposite direction. As the economy transforms, and employers rely more on part-time and contract labor, fewer employees are eligible for health benefits. Among firms who offer health benefits, 79% of workers were eligible in 2007. Among both firms that offer and don't offer health benefits, a total of only 59% of workers were actually covered by their employer.
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Local Health Insurance Agents in Atlanta, Georgia
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A Affordable Health Insurnce
(770) 458-55023655 Embry Cir
Atlanta, Georgia 30303-4320 -
Abbington Financial Group
(770) 924-8589
Atlanta, Georgia 30303 -
Absolute Health Insurance Brokers
(770) 417-14115866 Buford Hwy Ne
Atlanta, Georgia 30340-2422 -
Add On Benefits
(770) 246-0035
Atlanta, Georgia 30303 -
Affordable Health & Life
(770) 873-42191866 Vesta Ave
Atlanta, Georgia 30337-1215 -
Affordable Health Care Systems of Ga
(404) 361-0007
Atlanta, Georgia 30303 -
Agi Insurance
(404) 906-9696
Atlanta, Georgia 30303 -
Alliance For Affordable Services
(770) 594-25408302 Dunwoody Pl Ste 340
Atlanta, Georgia 30350-3351 -
Alternative Plans
(770) 469-1052
Atlanta, Georgia 30303 -
Anderson & Associates
(404) 761-16963420 Norman Berry Dr Ste 203
Atlanta, Georgia 30354-1324 -
Andre Lemon Insurance Agency
(770) 873-42191866 Vesta Ave
Atlanta, Georgia 30337-1215 -
Association Field Services
(770) 668-0049
Atlanta, Georgia 30303 -
Atlanta Health and Life
(770) 662-2221
Atlanta, Georgia 30303 -
Balch Insurance
(404) 982-05721945 Cliff Valley Way Ne
Atlanta, Georgia 30329-2477 -
Basic Health Care
(770) 938-90003783 Presidential Pkwy
Atlanta, Georgia 30303-3709 -
Beavers, Richard R - State Farm Insurance Agent
(770) 396-38106870 Roswell Road NE Suite-1A
Atlanta, Georgia 30328-2450 -
Benefit Advisors Inc
(404) 250-07995265 S Trimble Rd Ne
Atlanta, Georgia 30342-2174 -
Benefits Group
(770) 578-03501776 Old Spring House Ln
Atlanta, Georgia 30338-6225 -
Berg Jr, Walter E - State Farm Insurance Agent
(404) 350-9939857 Collier Road NW Suite A5
Atlanta, Georgia 30318-2544 -
Blue Cross and Blue Shield of Georgia Main Office, Large Group Sales 51 or More Employees, Sales
(404) 869-05273350 Peachtree Rd NE
Atlanta, Georgia 30303-1039 -
Bottom Line the
(770) 518-06961301 Hightower Trl
Atlanta, Georgia 30350-2983 -
Brewster, Eileen M - State Farm Insurance Agent
(770) 399-56287000 Peachtree Dunwoody Rd
Atlanta, Georgia 30328-1655 -
Brown, Alexandrina E - State Farm Insurance Agent
(770) 457-37172900 Chamblee-Tucker Rd.
Atlanta, Georgia 30341-4151 -
Brown, Jacqueline Angier - State Farm Insurance Agent
(770) 817-22235901- C Peachtree Dunwoody Rd
Atlanta, Georgia 30328-5382 -
Cade-Hill, Terri M - State Farm Insurance Agent
(404) 622-0551628 Moreland Ave SE
Atlanta, Georgia 30316-3850 -
Coalition America Inc
(404) 459-72014151 Ashford Dunwdy Rd Ne Ste 615
Atlanta, Georgia 30319-1458 -
Connecture Inc
(404) 873-23341545 Peachtree St Ne
Atlanta, Georgia 30309-2413 -
Connecture Inc
(770) 649-7205430 10th St Nw
Atlanta, Georgia 30318-5792 -
Cornerstone Advisors Group Llc
(404) 250-33405775 Peachtree Dunwoody Rd NE
Atlanta, Georgia 30342-1556 -
Crenshaw, Christopher L
(404) 758-45733680 Cascade Road
Atlanta, Georgia 30331-2106 -
Dobbs, Lisa J - State Farm Insurance Agent
(404) 365-85154401 Northside Pkwy NW
Atlanta, Georgia 30327-5013 -
Employee Benefits South
(404) 321-51101936 N Druid Hills Rd Ne
Atlanta, Georgia 30319-4120 -
Farias, Fran F - State Farm Insurance Agent
(770) 668-02228613 Roswell Rd Bldg 1 Ste 200
Atlanta, Georgia 30350-1896 -
Fleming Brokerage Insuran
(770) 454-73922215 Perimeter Park Dr
Atlanta, Georgia 30341-1307 -
Franklin, Quentin B - State Farm Insurance Agent
(404) 575-4147699 Ponce de Leon Ave
Atlanta, Georgia 30308-1859 -
Frazier, Aaron Tyrone - State Farm Insurance Agent
(404) 233-48474246 Peachtree Rd
Atlanta, Georgia 30319-3053 -
Full Access Medical
(678) 819-04502814 Spring Rd Se Ste 122
Atlanta, Georgia 30339-3047 -
Gibson, Daniel L - State Farm Insurance Agent
(404) 524-2292215 Piedmont Avenue, NE
Atlanta, Georgia 30308-3327 -
Haas & Dodd Inc
(404) 257-93003500 Lenox Rd Ne
Atlanta, Georgia 30326-4228 -
Haas & Dodd Inc
(404) 257-93005555 Glenridge Connctr Ne
Atlanta, Georgia 30342-4759 -
Harden, Mark W - State Farm Insurance Agent
(770) 396-44991874D Independence Square
Atlanta, Georgia 30338-5150 -
Health Plan Designcom
(770) 853-37321380 Wylie St Se
Atlanta, Georgia 30317-1741 -
Hill Jr, Clyde - State Farm Insurance Agent
(770) 452-14853041 Northeast Expressway
Atlanta, Georgia 30341-5344 -
House, Russell R - State Farm Insurance Agent
(770) 955-14856425 Powers Ferry Road
Atlanta, Georgia 30339-2908 -
Hrabowski, DeWayne - State Farm Insurance Agent
(404) 758-54001120 Ralph D Abernathy Blvd SW
Atlanta, Georgia 30310-1786 -
Information Services Unlimited Inc
(770) 493-91134231 Chamblee Tucker Rd
Atlanta, Georgia 30340-4501 -
Intergrated Health Solution Inc
(770) 393-93737000 Peachtre Dnwdy Rd Ne
Atlanta, Georgia 30328-1655 -
International Corporate Benefits
(404) 845-05005075 Roswell Rd Ne Ste 110
Atlanta, Georgia 30342-2286 -
Jabaley, Anthony G - State Farm Insurance Agent
(404) 634-24253068 Buford Highway
Atlanta, Georgia 30329-1800 -
Jefferson-Pilot Life Insurance Co
(770) 518-02778235 Dunwoody Pl
Atlanta, Georgia 30350-3302 -
Johnson Jr, Robert - State Farm Insurance Agent
(770) 452-82223583 M Chamblee Tucker Road
Atlanta, Georgia 30341-4417 -
K Sa Insurance Agency
(404) 255-17006000 Lake Forrest Dr Nw
Atlanta, Georgia 30328-3824 -
K W Marketing Group
(770) 668-00491000 Abernathy Rd Ne
Atlanta, Georgia 30328-5606 -
Kaiser Foundation Health Plan Inc
(770) 435-48122525 Cumberland Pkwy Se
Atlanta, Georgia 30339-3915 -
Kaiser Permanente Medical Care Program Cascade Medical Office, Prescription Refill
(770) 434-2008, (404) 365-09661175 Cascade Pkwy Sw
Atlanta, Georgia 30311-3090 -
Kaiser Permanente Medical Care Program Glenlake Medical Center
(404) 365-096620 Glenlake Pkwy Ne
Atlanta, Georgia 30328-3473 -
Kaufman, Naomi - State Farm Insurance Agent
(770) 998-25808457 Roswell Road NE Suite 1
Atlanta, Georgia 30350-2837 -
Kent Balch Agency
(404) 982-10571945 Cliff Valley Way Ne Ste 340
Atlanta, Georgia 30329-2415 -
Kevin Smith & Associates
(404) 255-17006000 Lake Forrest Dr Nw
Atlanta, Georgia 30328-3824 -
Ldh Group Inc Insurance
(404) 303-9907333 Sandy Springs Cir Ne Ste 103
Atlanta, Georgia 30328-3833 -
Leung, Wendy K - State Farm Insurance Agent
(404) 266-81189A Lenox Pointe, Northeast
Atlanta, Georgia 30324-3171 -
Massey, Loyd - State Farm Insurance Agent
(404) 321-66882734 Clairmont Road NE
Atlanta, Georgia 30329-2713 -
Massey, R Dale - State Farm Insurance Agent
(404) 257-88804605 Roswell Road
Atlanta, Georgia 30342-3000 -
McEntee, Girard L - State Farm Insurance Agent
(404) 255-02015299 Roswell Road
Atlanta, Georgia 30342-1974 -
Medlife Plus Inc
(678) 819-04502814 Spring Rd Se
Atlanta, Georgia 30339-3046 -
Mendello, Andrew Ralph - State Farm Insurance Agent
(404) 351-38561800 Peachtree Street NW
Atlanta, Georgia 30309-2502 -
Nase-National Association For the Self Employed
(770) 668-00491000 Abernathy Rd Ne
Atlanta, Georgia 30328-5606 -
North American Health Plans
(770) 522-75257925 Innsbruck Dr
Atlanta, Georgia 30350-4307 -
Parsel, Cheryl S - State Farm Insurance Agent
(404) 814-00713145 Peachtree Rd NE
Atlanta, Georgia 30305-1800 -
Payne Ken & Associates Insurance & Investmnt Brkrs
(404) 349-88881800 Niskey Lake Trl Sw
Atlanta, Georgia 30331-6324 -
Primas, Valerie - State Farm Insurance Agent
(404) 765-03762798-B Lakewood Avenue SW
Atlanta, Georgia 30315-5802 -
Raab Insurance
(404) 634-29221484 Biltmore Dr Ne
Atlanta, Georgia 30329-3534 -
Raines Jr, Clinton - State Farm Insurance Agent
(404) 525-2560164 Moreland Avenue SE
Atlanta, Georgia 30316-1676 -
Robison II, Corwin - State Farm Insurance Agent
(404) 810-000075 Ponce de Leon Ave NE
Atlanta, Georgia 30308 -
Rockwell Health Group
(770) 368-00865150 Buford Hwy Ne
Atlanta, Georgia 30340-1153 -
Rogers, Ray B - State Farm Insurance Agent
(404) 634-24472859A North Druid Hills Rd NE
Atlanta, Georgia 30329-3924 -
Sanders, Eddie L - State Farm Insurance Agent
(770) 394-506822 Perimeter Center East
Atlanta, Georgia 30346-1802 -
Senior Citizen Benefits Program
(404) 363-3315Atlanta
Atlanta, Georgia 30301 -
Shivalier, Dana Mochel - State Farm Insurance Agent
(404) 892-01011874 Piedmont Road NE
Atlanta, Georgia 30324-4883 -
Simpson Jr, David Levoid - State Farm Insurance Agent
(404) 344-97772240 Fairburn Road Southwest
Atlanta, Georgia 30331-5039 -
Taylor, Cedric L - State Farm Insurance Agent
(404) 817-8088798 Marietta Street
Atlanta, Georgia 30318 -
The Meridian Group
(770) 698-50602394 Mount Vernon Rd
Atlanta, Georgia 30338-3068 -
Time Fortis Insurance Co
(770) 518-02778235 Dunwoody Pl
Atlanta, Georgia 30350-3302 -
U S Health Advisors Inc
(770) 794-99002018 Powers Ferry Rd Se
Atlanta, Georgia 30339-5003 -
United Health Care of Georgia Group Services
(404) 320-40872970 Clairmont Rd Ne Ste 300
Atlanta, Georgia 30329-4457 -
Vanputten Brent
(404) 250-07995265 S Trimble Rd Ne
Atlanta, Georgia 30342-2174 -
White & White Insurance Agency
(404) 766-93902882 E Point St
Atlanta, Georgia 30344-3375 -
Willingham, Joseph H - State Farm Insurance Agent
(770) 452-81113527 Chamblee-Tucker Road
Atlanta, Georgia 30341-4409
Glossary of Terms
- Coinsurance
- amount you have to pay for medical care in a fee-for-service plan after you have reached the deductible. The coinsurance rate is usually written as a percentage. For example, if the insurance company pays 80 percent of the claim, you pay 20 percent.
- Coordination of Benefits
- A system to eliminate duplication of benefits when you are covered under more than one group plan. Benefits under the two plans usually are limited to no more than 100 percent of the claim.
- Copayment
- Another way of sharing medical costs. You pay a flat fee every time you receive a medical service (for example, $5 for every visit to the doctor). The insurance company pays the rest.
- Covered Expenses
- Most insurance plans, whether they are fee-for-service, HMOs, or PPOs, do not pay for all services. Some may not pay for prescription drugs. Others may not pay for mental health care. Covered services are those medical procedures the insurer agrees to pay for. They are listed in the policy.
- Customary fee
- Most insurance plans will pay only what they call a reasonable and customary fee for a particular service. If your doctor charges $1,000 for a hernia repair while most doctors in your area charge only $600, you will be billed for the $400 difference.
- Deductible
- The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts paying.
- Exclusions
- Specific conditions or circumstances for which the policy will not provide benefits.
- Fee-for-Service
- The insurer only pays for part of your doctor and hospital bills. This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals.
- HDHP
- High-Deductible Health Plan. With this type of plan, you pay a smaller premium, but have to pay a larger amount out of your own pocket when you use medical services.
- HMO
- (Health Maintenance Organization): Prepaid health plans. You pay a monthly premium and the HMO covers your doctors’ visits, hospital stays, emergency care, surgery, checkups, lab tests, x-rays, and therapy. You must use the doctors and hospitals designated by the HMO.
- Institutionalized
- People under formally authorized, supervised care or custody in institutions (for example, correctional facilities, nursing homes, and mental hospitals). Generally, restricted to the institution, under the care or supervision of trained staff, and classified as "patients" or "inmates."
- Kaiser
- Figure refers to employer-based health insurance. Individual plans may be more expensive. ("Employer Health Benefits 2007 Annual Survey" (#7672), The Henry J. Kaiser Family Foundation & HRET, September 2007)
- Managed Care
- Ways to manage costs, use, and quality of the health care system. All HMOs and PPOs, and many fee-for-service plans, have managed care.
- Maximum Out-of-Pocket
- The most money you will be required pay a year for deductibles and coinsurance. It is a stated dollar amount set by the insurance company, in addition to regular premiums.
- Noncancelable Policy
- A policy that guarantees you can receive insurance, as long as you pay the premium. It is also called a guaranteed renewable policy.
- PPO
- (Preferred Provider Organization): A combination of traditional fee-for-service and an HMO. When you use the doctors and hospitals that are part of the PPO, you can have a larger part of your medical bills covered. You can use other doctors, but at a higher cost.
- Preexisting Condition
- A health problem that existed before the date your insurance became effective.
- Premium
- The amount you or your employer pays in exchange for insurance coverage.
- Primary Care Doctor
- Usually your first contact for health care. This is often a family physician or internist, but some women use their gynecologist. A primary care doctor monitors your health and diagnoses and treats minor health problems, and refers you to specialists if another level of care is needed.
- Property crime
- Property crime includes burglary, larceny-theft, motor vehicle theft, and arson. The objective of the theft crimes is the unlawful taking of money or property, and does not include use or threat of force against the victims.
- Provider
- Any person (doctor, nurse, dentist) or institution (hospital or clinic) that provides medical care.
- Race
- Race is a self-identification data item in which respondents choose the race or races with which they most closely identify. [US Census]
- Single Coverage
- Health insurance that covers medical expenses for one person.
- Third-Party Payer
- Any payer for health care services other than you. This can be an insurance company, an HMO, a PPO, or the Federal Government.
- Violent crime
- Violent crime includes four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. Violent crimes involve force or threat of force.
Atlanta Facts
Data source: US Census year 2000
Population
Population in Atlanta is 442,887.
56% of Atlanta residents are African-American, 37% are White, 4% are of some other race, 2% are Asian, and 1% are a mix of two or more races.
Economy
The median income in Atlanta is $28,873 for men, and $23,492 for women.
Compared to the typical person in the state of Georgia, a resident of Atlanta makes 3.3% less. The trend for Georgia is that the median income is increasing. (2006)
46,015 people (10% of the population) were living on an income below the poverty level as of 2006. The poverty in Atlanta was decreasing compared to the year before.
The typical home is worth $233,900. 24% of Atlanta homeowners own their home outright, paying typically $564 per month in owner costs. Among those with a mortgage (76% of homeowners), the median monthly owner cost is $1,708. (2006)
Housing
There are a total of 211,300 homes in Atlanta. Of these, 6,633 were for sale, and 16,232 homes were available to rent in 2006. 83,918 (50%) were owner-occupied, and 85,330 (50%) were occupied by renters. (2006)
Age
The median age for men in Atlanta is 34, and in Georgia the average man lives to be 72. The median age for women in Atlanta is 35, and women in Georgia live to be 78, on average. (2006)
Education
The education level in Atlanta is high compared to the national average.
Among men over 25, 45% has a college degree, and 14% has some college. Out of the men that didn't study in college, 57% graduated from High School, and 43% dropped out.
Among women over 25, 43% has a college degree, and 15% has some college. Out of the women that didn't study in college, 56% graduated from High School, and 44% dropped out. (2006)
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