Insurance in Jacksonville
Data source: US Census year 2000
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Uninsured in Duval County
Jacksonville is the county seat of Duval County.
One out of ten people in Duval County (14%) lack health insurance. In the state of Florida, 15.7% are without.
Among the population under 18 years in Duval County, 11.9% are uninsured, while the figure for Florida is 15.5%.
in 2005, 85% of Americans had some medical expense, spending on average $1,166.
Crime and Safety in Jacksonville
Cities are generally less safe to live in than small towns. Violent crime in Jacksonville is 75.9% higher per capita, than in the U.S. as a whole. The per-capita rate of property crime in Jacksonville is 61.6% higher than nationally.
There are 6579 people living in restricted group quarters such as correctional facilities, nursing homes, and mental hospitals in Jacksonville (1% of the population).
Accidents
Commuting to work is a fact of life for most Americans. In 2000, 93% of Jacksonville residents drove to work, and 2% used public transport. 2% walked to work, and 0% rode a bicycle. While keeping active is vital for good health, unprotected forms of transportation also puts you at greater risk in traffic.
In the United States, 10% or Emergency Room visits in 2005 was due to traffic accidents. The most common injury was due to falls, totalling 21% of ER visits.
Jacksonville, Florida Health Insurance
With a health insurance plan, your medical costs will be reduced, and a plan that includes regular checkups lowers your likelihood of developing serious health problems. As an added bonus, doctors charge people with health insurance less, since insurance companies negotiate discounts.
Getting an individual health insurance plan doesn't have to be expensive and complicated. With average premiums for single coverage reaching $373 per month ($4,479 annually) in 2007, and familty premiums soaring to $1,009 per month ($12,106 annually), the incentive to find cheap alternatives is higher than ever. Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.
One way to pay smaller premiums is to sign up for a high-deductible health plan (HDHP), an alternative gaining popularity among employers who offer health benefits.
While most Americans have health insurance coverage through their employer, there are trends in the opposite direction. As the economy transforms, and employers rely more on part-time and contract labor, fewer employees are eligible for health benefits. Among firms who offer health benefits, 79% of workers were eligible in 2007. Among both firms that offer and don't offer health benefits, a total of only 59% of workers were actually covered by their employer.
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Local Health Insurance Agents in Jacksonville, Florida
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A Bit Above Insurance Agency
(904) 777-06063914 Blanding Blvd
Jacksonville, Florida 32210 -
A Shaun Murphy & Associates Inc
(904) 992-228013500 Sutton Park Dr S
Jacksonville, Florida 32224-5251 -
Aaccess Insurance Network
(904) 464-0994
Jacksonville, Florida 32202 -
Abis Richard
(904) 353-3181Old Morocco Temple Bldg
Jacksonville, Florida 32099 -
Advantage Financial Solutions
(904) 374-6515
Jacksonville, Florida 32202 -
Affordable Health Care
(904) 358-76521407 N Jefferson St
Jacksonville, Florida 32209-6505 -
Ameri-Life and Health Services of North Florida
(904) 332-07158301 Cypress Plaza Dr
Jacksonville, Florida 32256-4420 -
American Dental Plan
(904) 730-39006251 Philips Hwy Ste 9
Jacksonville, Florida 32216-4035 -
Anderson Robert
(904) 353-3181Morocco Temple Bldg
Jacksonville, Florida 32202 -
Anderson, Edwin C - State Farm Insurance Agent
(904) 381-12064495 Roosevelt Blvd Suite 404
Jacksonville, Florida 32210-5370 -
Arnold, Beth - State Farm Insurance Agent
(904) 733-02538130 Baymeadows
Jacksonville, Florida 32256-1880 -
Association Field Services
(904) 771-9438
Jacksonville, Florida 32202 -
Barber Stephen
(904) 353-3181Old Morocco Temple B
Jacksonville, Florida 32202 -
Bass Donald
(904) 353-3181Old Morocco Temple B
Jacksonville, Florida 32202 -
Ben Ossi Insurance Inc
(904) 731-79226035 Morrow St E
Jacksonville, Florida 32217-2142 -
Bill Bailey Ins Agcy Inc - State Farm Insurance Agent
(904) 725-15156136 Atlantic Blvd
Jacksonville, Florida 32211-7505 -
Bill Pool Insurance Agency Inc State Farm Insurance Agent
(904) 781-38007025 Normandy Blvd
Jacksonville, Florida 32205-6209 -
Blackburn Stephen
(904) 398-12341301 Riverplace Blvd
Jacksonville, Florida 32207-9047 -
Blue Cross & Blue Shield of Floincndvdl/Smll Grp S
(904) 262-84009803 Saint Augustine Rd Ste 1
Jacksonville, Florida 32257-8845 -
Blue Cross and Blue Shield of F Cntrctd Gnrl Agncy
(904) 730-39006251 Philips Hwy Ste 9
Jacksonville, Florida 32216-4035 -
Blue Cross and Blue Shield of Florida Inc Della Porta Group
(904) 646-03103112 Saint Johns Blf Rd S
Jacksonville, Florida 32246-3712 -
Blue Cross and Blue Shield of Florida Inc
(904) 564-57004800 Deerwood Campus Pkwy
Jacksonville, Florida 32246-6498 -
Blue Cross and Blue Shield of Florida Inc Ac Thomas & Associates
(904) 730-39006251 Philips Hwy Ste 9
Jacksonville, Florida 32216-4035 -
Blue Cross and Blue Shield of Florida Inc Florida Insurance Inc
(904) 899-09998787 Southside Blvd Ofc
Jacksonville, Florida 32256-3473 -
Blue Cross and Blue Shield of Florida Inc
(904) 564-5700Local Group Sales
Jacksonville, Florida 32202 -
Blue Cross Blue Shield of Florida Inc Individual/Small Group Sales Della Porta Group
(904) 646-03103112 Saint Johns Blf Rd S
Jacksonville, Florida 32246-3712 -
Blue Cross Blue Shield of Florida Inc Thomas & Associates
(904) 730-39006251 Philips Hwy Ste 9
Jacksonville, Florida 32216-4035 -
Blue Cross Blue Shield of Florida Inc George Koury & Assoc Insurance
(904) 262-8400, (904) 241-44848665 Baypine Rd Ste 300
Jacksonville, Florida 32256-7546 -
Bob Thompson Ins Agency Inc - State Farm Insurance Agent
(904) 744-57778011 Merrill Road Ste 19
Jacksonville, Florida 32277-3799 -
Bono, Michael J - State Farm Insurance Agent
(904) 727-35001301-8 Monument Rd
Jacksonville, Florida 32225-6462 -
Braddock Insurance Agcy Inc - State Farm Insurance Agent
(904) 737-08299310 Old Kings Rd S
Jacksonville, Florida 32256-7464 -
Branch, Charles E - State Farm Insurance Agent
(904) 777-17007855 Argyle Forest Blvd
Jacksonville, Florida 32244-6126 -
Brew Richard A
(904) 398-12341301 Riverplace Blvd
Jacksonville, Florida 32207-9047 -
C & C Medical Records Copy Service
(904) 724-37609951 Atlantic Boulevard
Jacksonville, Florida 32225-6578 -
Chitty Jr, James L - State Farm Insurance Agent
(904) 641-68442801 St Johns Bluff Rd S
Jacksonville, Florida 32246-3761 -
Coastal Insurance Services
(904) 723-00556054 Arlington Expy
Jacksonville, Florida 32211-7141 -
Colado Richard Insurance
(904) 721-8041900 Cesery Blvd Ste 116
Jacksonville, Florida 32211-5687 -
Coleman Rock
(904) 353-3181Old Morocco Temple B
Jacksonville, Florida 32202 -
Coleman, Gene B - State Farm Insurance Agent
(904) 764-413910900 Lem Turner Road
Jacksonville, Florida 32218-4568 -
Collum Derek
(904) 398-12341301 Riverplace Blvd
Jacksonville, Florida 32207-9047 -
Colson, David H - State Farm Insurance Agent
(904) 268-76003938 Sunbeam Road Suite 1
Jacksonville, Florida 32257-8972 -
Consolidated Resource Management Inc
(904) 722-19503563 Phillips Hwy
Jacksonville, Florida 32207-5663 -
Consumer Quote
(904) 880-8936
Jacksonville, Florida 32202 -
Coordinated Benefits Group Inc
(904) 281-05114190 Belfort Rd Ste 300
Jacksonville, Florida 32216-1460 -
Cornerstone America
(904) 296-00967077 Bonneval Rd Ste 410
Jacksonville, Florida 32216-6055 -
Corporate Financial Concepts
(904) 805-9498101 Century 21 Dr Ste 115
Jacksonville, Florida 32216-9255 -
Cotter, W J - State Farm Insurance Agent
(904) 260-260611560 Old Saint Augustine Rd
Jacksonville, Florida 32258-1406 -
Dansereau Life and Health Insurance
(904) 223-17374090 Hodges Blvd
Jacksonville, Florida 32224-4204 -
Della Porta Group Inc
(904) 565-00873112 Saint Johns Blf Rd S
Jacksonville, Florida 32246-3712 -
DeWeese, H Levis - State Farm Insurance Agent
(904) 641-009011757 Beach Blvd
Jacksonville, Florida 32246-6633 -
Dewhurst, Craig A - State Farm Insurance Agent
(904) 739-15002535 University Blvd W
Jacksonville, Florida 32217-2003 -
Dome Premium Service
(904) 731-79226035 Morrow St E
Jacksonville, Florida 32217-2142 -
Doyle Jr, Dennis M - State Farm Insurance Agent
(904) 737-37773931 Baymeadows Road
Jacksonville, Florida 32217-4636 -
Doyle, Connie M - State Farm Insurance Agent
(904) 223-003514185 Beach Blvd Ste 12
Jacksonville, Florida 32250-1582 -
Doyle, William L - State Farm Insurance Agent
(904) 642-400010771 Beach Blvd
Jacksonville, Florida 32246-3641 -
Dupree Ins Agcy Inc - State Farm Insurance Agent
(904) 757-84501403 Dunn Avenue
Jacksonville, Florida 32218-4870 -
Florida Insurance Inc
(904) 899-09998101 Southside Blvd
Jacksonville, Florida 32256-8067 -
Floyd Sewell Ins Agency Inc - State Farm Insurance Agent
(904) 642-20004540 Southside Blvd
Jacksonville, Florida 32216-5495 -
Gaskin Tim B
(904) 398-12341301 Riverplace Blvd
Jacksonville, Florida 32207-9047 -
Gem Insurance Agency
(904) 724-38541906 Parental Home Rd Ste 2
Jacksonville, Florida 32216-1600 -
George Koury And Associates
(904) 262-84008665 Baypine Rd
Jacksonville, Florida 32256 -
Gibbs, Robert Lee - State Farm Insurance Agent
(904) 744-27025495 Ft Caroline Road
Jacksonville, Florida 32277-1777 -
Glisson Belinda
(904) 398-12341301 Riverplace Blvd
Jacksonville, Florida 32207-9047 -
Greene, Arnett C - State Farm Insurance Agent
(904) 764-17482737 Edgewood Avenue
Jacksonville, Florida 32209-2344 -
Haskins, James A - State Farm Insurance Agent
(904) 777-45776983 103rd Street
Jacksonville, Florida 32210-2879 -
Healthease Health Plans
(904) 346-04051965 Beachway Rd Ste 100
Jacksonville, Florida 32207-2340 -
Insurance Investment Plann
(904) 727-76539951 Atlantic Blvd Ste 212
Jacksonville, Florida 32225-6537 -
James Smith Insurance Agency
(904) 693-28351979 Lane Ave S
Jacksonville, Florida 32210-2741 -
Jan Rowe Ins Agcy Inc - State Farm Insurance Agent
(904) 268-150012443 San Jose Blvd Ste 401
Jacksonville, Florida 32223-2600 -
Johnson, Otis - State Farm Insurance Agent
(904) 287-1523445 State Road 13
Jacksonville, Florida 32259-2821 -
Kelly, Kathleen - State Farm Insurance Agent
(904) 338-980010916 Atlantic Blvd
Jacksonville, Florida 32225-2900 -
Love, James M - State Farm Insurance Agent
(904) 384-50002730 College Street
Jacksonville, Florida 32205-7412 -
Luten, Joseph H - State Farm Insurance Agent
(904) 771-64003811 Blanding Blvd
Jacksonville, Florida 32210-5244 -
Margie Harner Ins Agcy Inc - State Farm Insurance Agent
(904) 642-334012187 Beach Blvd
Jacksonville, Florida 32246-0620 -
Mark Lodinger & Associates
(904) 737-91668834 Goodbys Executive Dr
Jacksonville, Florida 32217-4694 -
Martin, John H - State Farm Insurance Agent
(904) 737-46669471 Baymeadows Road Suite 205
Jacksonville, Florida 32256-7935 -
McGhee, Joe Nathaniel - State Farm Insurance Agent
(904) 389-35925393 Roosevelt Blvd Ste 20
Jacksonville, Florida 32210 -
Michael Nickas Ins Agcy Inc - State Farm Insurance Agent
(904) 777-68887911-3 Blanding Blvd
Jacksonville, Florida 32244-5800 -
Moore, James Braxton - State Farm Insurance Agent
(904) 821-424213500 Sutton Park Drive South
Jacksonville, Florida 32224-5291 -
Moore, Ray - State Farm Insurance Agent
(904) 751-6643109 New Berlin Road
Jacksonville, Florida 32218-3821 -
Nelson, Neil W - State Farm Insurance Agent
(904) 771-20665650 Timuquana
Jacksonville, Florida 32210-8085 -
Noon, Gerry - State Farm Insurance Agent
(904) 642-24003041 Monument Road
Jacksonville, Florida 32225-1706 -
Oklevitch Jr, Michael - State Farm Insurance Agent
(904) 262-331110417 St Augustine Road
Jacksonville, Florida 32257-7628 -
Parvez B Sahotra Ins Agcy Inc - State Farm Insurance Agent
(904) 221-116112740 Atlantic Boulevard
Jacksonville, Florida 32225-6126 -
Register, James F - State Farm Insurance Agent
(904) 268-552210601 San Jose Blvd Suite 214
Jacksonville, Florida 32257-8203 -
Scott, Kathleen Alison - State Farm Insurance Agent
(904) 730-36656018 San Jose Blvd.
Jacksonville, Florida 32217-2325 -
Slaton Insurance of Jkvl
(904) 636-52356035 Morrow St E # 101
Jacksonville, Florida 32217-2142 -
St Clair, Homer H - State Farm Insurance Agent
(904) 743-74227305 Merrill Road
Jacksonville, Florida 32277-3726 -
Stanford, Anne Hubbard - State Farm Insurance Agent
(904) 221-052213170-61 Atlantic Blvd
Jacksonville, Florida 32225-4151 -
Tauzel, Michael D - State Farm Insurance Agent
(904) 425-410011900 Atlantic Blvd Suite 221
Jacksonville, Florida 32225-2900 -
Therese Quinn Ins Agency Inc - State Farm Insurance Agent
(904) 724-60409436 Arlington Expressway
Jacksonville, Florida 32225-8231 -
Tomlinson, Fred A - State Farm Insurance Agent
(904) 268-049611338 San Jose Blvd
Jacksonville, Florida 32223-7233
Glossary of Terms
- Coinsurance
- amount you have to pay for medical care in a fee-for-service plan after you have reached the deductible. The coinsurance rate is usually written as a percentage. For example, if the insurance company pays 80 percent of the claim, you pay 20 percent.
- Coordination of Benefits
- A system to eliminate duplication of benefits when you are covered under more than one group plan. Benefits under the two plans usually are limited to no more than 100 percent of the claim.
- Copayment
- Another way of sharing medical costs. You pay a flat fee every time you receive a medical service (for example, $5 for every visit to the doctor). The insurance company pays the rest.
- Covered Expenses
- Most insurance plans, whether they are fee-for-service, HMOs, or PPOs, do not pay for all services. Some may not pay for prescription drugs. Others may not pay for mental health care. Covered services are those medical procedures the insurer agrees to pay for. They are listed in the policy.
- Customary fee
- Most insurance plans will pay only what they call a reasonable and customary fee for a particular service. If your doctor charges $1,000 for a hernia repair while most doctors in your area charge only $600, you will be billed for the $400 difference.
- Deductible
- The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts paying.
- Exclusions
- Specific conditions or circumstances for which the policy will not provide benefits.
- Fee-for-Service
- The insurer only pays for part of your doctor and hospital bills. This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals.
- HDHP
- High-Deductible Health Plan. With this type of plan, you pay a smaller premium, but have to pay a larger amount out of your own pocket when you use medical services.
- HMO
- (Health Maintenance Organization): Prepaid health plans. You pay a monthly premium and the HMO covers your doctors’ visits, hospital stays, emergency care, surgery, checkups, lab tests, x-rays, and therapy. You must use the doctors and hospitals designated by the HMO.
- Institutionalized
- People under formally authorized, supervised care or custody in institutions (for example, correctional facilities, nursing homes, and mental hospitals). Generally, restricted to the institution, under the care or supervision of trained staff, and classified as "patients" or "inmates."
- Kaiser
- Figure refers to employer-based health insurance. Individual plans may be more expensive. ("Employer Health Benefits 2007 Annual Survey" (#7672), The Henry J. Kaiser Family Foundation & HRET, September 2007)
- Managed Care
- Ways to manage costs, use, and quality of the health care system. All HMOs and PPOs, and many fee-for-service plans, have managed care.
- Maximum Out-of-Pocket
- The most money you will be required pay a year for deductibles and coinsurance. It is a stated dollar amount set by the insurance company, in addition to regular premiums.
- Noncancelable Policy
- A policy that guarantees you can receive insurance, as long as you pay the premium. It is also called a guaranteed renewable policy.
- PPO
- (Preferred Provider Organization): A combination of traditional fee-for-service and an HMO. When you use the doctors and hospitals that are part of the PPO, you can have a larger part of your medical bills covered. You can use other doctors, but at a higher cost.
- Preexisting Condition
- A health problem that existed before the date your insurance became effective.
- Premium
- The amount you or your employer pays in exchange for insurance coverage.
- Primary Care Doctor
- Usually your first contact for health care. This is often a family physician or internist, but some women use their gynecologist. A primary care doctor monitors your health and diagnoses and treats minor health problems, and refers you to specialists if another level of care is needed.
- Property crime
- Property crime includes burglary, larceny-theft, motor vehicle theft, and arson. The objective of the theft crimes is the unlawful taking of money or property, and does not include use or threat of force against the victims.
- Provider
- Any person (doctor, nurse, dentist) or institution (hospital or clinic) that provides medical care.
- Race
- Race is a self-identification data item in which respondents choose the race or races with which they most closely identify. [US Census]
- Single Coverage
- Health insurance that covers medical expenses for one person.
- Third-Party Payer
- Any payer for health care services other than you. This can be an insurance company, an HMO, a PPO, or the Federal Government.
- Violent crime
- Violent crime includes four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. Violent crimes involve force or threat of force.
Jacksonville Facts
Data source: US Census year 2000
Population
Population in Jacksonville is 799,875.
62% of Jacksonville residents are White, 31% are African-American, 3% are Asian, 2% are a mix of two or more races, and 2% are of some other race.
Economy
The median income in Jacksonville is $32,454 for men, and $24,070 for women.
Compared to the typical person in the state of Florida, a resident of Jacksonville makes 7.4% more. The trend for Florida is that the median income is increasing. (2006)
57,680 people (7% of the population) were living on an income below the poverty level as of 2006. The poverty in Jacksonville was increasing compared to the year before.
The typical home is worth $168,900. 28% of Jacksonville homeowners own their home outright, paying typically $338 per month in owner costs. Among those with a mortgage (72% of homeowners), the median monthly owner cost is $1,221. (2006)
Housing
There are a total of 359,009 homes in Jacksonville. Of these, 7,305 were for sale, and 12,253 homes were available to rent in 2006. 198,838 (63%) were owner-occupied, and 116,958 (37%) were occupied by renters. (2006)
Age
The median age for men in Jacksonville is 34, and in Florida the average man lives to be 75. The median age for women in Jacksonville is 37, and women in Florida live to be 80, on average. (2006)
Education
The education level in Jacksonville is high compared to the national average.
Among men over 25, 33% has a college degree, and 20% has some college. Out of the men that didn't study in college, 71% graduated from High School, and 29% dropped out.
Among women over 25, 30% has a college degree, and 23% has some college. Out of the women that didn't study in college, 73% graduated from High School, and 27% dropped out. (2006)
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