Insurance in Boca Raton
Data source: US Census year 2000
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Uninsured in Palm Beach County
Boca Raton is in Palm Beach County.
One out of ten people in Palm Beach County (13.9%) lack health insurance. In the state of Florida, 15.7% are without.
Among the population under 18 years in Palm Beach County, 14.7% are uninsured, while the figure for Florida is 15.5%.
in 2005, 85% of Americans had some medical expense, spending on average $1,166.
Crime and Safety in Boca Raton
Cities are generally less safe to live in than small towns. Violent crime in Boca Raton is 32.8% lower per capita, than in the U.S. as a whole. The per-capita rate of property crime in Boca Raton is 18.4% higher than nationally.
There are 548 people living in restricted group quarters such as correctional facilities, nursing homes, and mental hospitals in Boca Raton (1% of the population).
Accidents
Commuting to work is a fact of life for most Americans. In 2000, 89% of Boca Raton residents drove to work, and 1% used public transport. 2% walked to work, and 1% rode a bicycle. While keeping active is vital for good health, unprotected forms of transportation also puts you at greater risk in traffic.
In the United States, 10% or Emergency Room visits in 2005 was due to traffic accidents. The most common injury was due to falls, totalling 21% of ER visits.
Boca Raton, Florida Health Insurance
With a health insurance plan, your medical costs will be reduced, and a plan that includes regular checkups lowers your likelihood of developing serious health problems. As an added bonus, doctors charge people with health insurance less, since insurance companies negotiate discounts.
Getting an individual health insurance plan doesn't have to be expensive and complicated. With average premiums for single coverage reaching $373 per month ($4,479 annually) in 2007, and familty premiums soaring to $1,009 per month ($12,106 annually), the incentive to find cheap alternatives is higher than ever. Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.
One way to pay smaller premiums is to sign up for a high-deductible health plan (HDHP), an alternative gaining popularity among employers who offer health benefits.
While most Americans have health insurance coverage through their employer, there are trends in the opposite direction. As the economy transforms, and employers rely more on part-time and contract labor, fewer employees are eligible for health benefits. Among firms who offer health benefits, 79% of workers were eligible in 2007. Among both firms that offer and don't offer health benefits, a total of only 59% of workers were actually covered by their employer.
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Local Health Insurance Agents in Boca Raton, Florida
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A & B Financial Services
(561) 237-487820283 State Road 7
Boca Raton, Florida 33498-6901 -
A & B Insurance & Financial Inc
(561) 886-02158177 Glades Rd
Boca Raton, Florida 33434-4071 -
A+ Rated Health Insurance
(561) 883-9999
Boca Raton, Florida 33428 -
Affordable Health & Life Insurance
(561) 338-30301700 N Dixie Hwy
Boca Raton, Florida 33432-1850 -
Aflac
(561) 750-90502499 Glades Rd Ste 104
Boca Raton, Florida 33431-7260 -
Altneu Financial Group Inc
(561) 995-1967
Boca Raton, Florida 33428 -
Amerigroup Corporation
(561) 750-8866398 Camino Gardens Blvd
Boca Raton, Florida 33432-5827 -
Apif Inc
(561) 394-9447450 Ne 20th St
Boca Raton, Florida 33431-8160 -
Best Health Insurance Plans
(561) 883-9999
Boca Raton, Florida 33428 -
Bestcare Insurance
(561) 368-4191
Boca Raton, Florida 33428 -
Block Vision
(561) 989-8100621 Nw 53rd St Ste 600
Boca Raton, Florida 33487-8242 -
Blue Cross & Blue Shield of Florida Inc
(561) 886-02158177 Glades Rd Ste 216
Boca Raton, Florida 33434-4022 -
Blue Cross Blue Shield of Florida Inc A & B Financial Services
(561) 886-02158177 Glades Rd Ste 216
Boca Raton, Florida 33434-4022 -
Bob Wylin Insurance Agency Inc State Farm Insurance Agent
(561) 482-610020423 State Road #7 Ste F-5
Boca Raton, Florida 33498-6797 -
Capron, Donald L - State Farm Insurance Agent
(561) 391-8805636 Glades Road
Boca Raton, Florida 33431-6414 -
Davne Steve/Inc
(561) 999-02296656 Nw 43rd Ter
Boca Raton, Florida 33496-4051 -
Dennis J Lester Ins Agency Inc State Farm Insurance Agent
(561) 368-40307001 West Palmetto Park Rd
Boca Raton, Florida 33433-3412 -
Douglas Bohner Ins Agency Inc - State Farm Insurance Agent
(561) 487-01009033 Glades Road Suite A
Boca Raton, Florida 33434-3939 -
Elan Realty
(561) 750-90502499 Glades Rd Ste 104
Boca Raton, Florida 33431-7260 -
Fetter Sara Insurance Agent
(561) 512-37704800 N Federal Hwy
Boca Raton, Florida 33431 -
Group Benefit Consultants Inc
(561) 338-593633 Se 7th St Ste A
Boca Raton, Florida 33432-6125 -
Insurance Consultants
(561) 994-89307280 W Palmetto Park Rd Ste 110
Boca Raton, Florida 33433-3423 -
Insurance Specialists Inc
(561) 852-7098
Boca Raton, Florida 33428 -
Jaffee Insurance Agency Jaffee Cruise Consultants
(561) 488-919423123 State Road 7
Boca Raton, Florida 33428-5489 -
John L Hoerber Ins Agency Inc - State Farm Insurance Agent
(561) 477-933922029 US Highway 441 Ste 101
Boca Raton, Florida 33428-4219 -
Ken Jordan Ins Agcy Inc - State Farm Insurance Agent
(561) 368-33662499 Glades Road Suite 311
Boca Raton, Florida 33431-7202 -
Lighthouse Insurance
(561) 488-75999148 Glades Rd
Boca Raton, Florida 33434-3904 -
Mack Group Inc the
(561) 998-15701900 Nw Corporate Blvd
Boca Raton, Florida 33431-8502 -
Mary Brown Ins Agcy Inc - State Farm Insurance Agent
(561) 482-12407840 Glades Road Ste 230
Boca Raton, Florida 33434-4102 -
Nationwide Insurance
(561) 338-30301700 N Dixie Hwy Ste 109
Boca Raton, Florida 33432-1807 -
Nationwide Insurance Company Agents
(561) 338-30301700 N Dixie Hwy Ste 109
Boca Raton, Florida 33432-1807 -
Nunez, Hugo A - State Farm Insurance Agent
(561) 391-32253350 NW Boca Raton Boulevard
Boca Raton, Florida 33431-6656 -
Procare Healthplans
(561) 750-45652499 Glades Rd Ste 104
Boca Raton, Florida 33431-7260 -
Provider Financial Services
(561) 750-90502499 Glades Rd Ste 104
Boca Raton, Florida 33431-7260 -
Q Insurance Consultants
(561) 994-8930Pk Rd 110 S
Boca Raton, Florida 33428-3423 -
Quality Insurance Concepts
(561) 998-8413409 Nw 72nd St
Boca Raton, Florida 33487-2362 -
R Limegrover Ins Ag Inc - State Farm Insurance Agent
(561) 994-32443013 Yamato Road
Boca Raton, Florida 33434-5357 -
Rabozzi, Rosann J - State Farm Insurance Agent
(561) 395-1909250 NW 4th Diagonal
Boca Raton, Florida 33432-3725 -
Roberts Insurance Agency Roberts David Ins
(561) 338-30301700 N Dixie Hwy Ste 109
Boca Raton, Florida 33432-1807 -
Schrage Harvey
(561) 394-89897821 Travelers Tree Dr
Boca Raton, Florida 33433-6158 -
Sipowski Jr, Henry A - State Farm Insurance Agent
(561) 997-55556198 N Federal Highway
Boca Raton, Florida 33487-3939 -
State Farm Bank
(561) 482-12407840 Glades Rd
Boca Raton, Florida 33434-4102 -
State Farm Insurance Companies Agents
(561) 994-32443013 Yamato Rd Ste B12
Boca Raton, Florida 33434-5357 -
Stirling Insurance Services Inc
(561) 338-30301700 N Dixie Hwy Ste 109
Boca Raton, Florida 33432-1807
Glossary of Terms
- Coinsurance
- amount you have to pay for medical care in a fee-for-service plan after you have reached the deductible. The coinsurance rate is usually written as a percentage. For example, if the insurance company pays 80 percent of the claim, you pay 20 percent.
- Coordination of Benefits
- A system to eliminate duplication of benefits when you are covered under more than one group plan. Benefits under the two plans usually are limited to no more than 100 percent of the claim.
- Copayment
- Another way of sharing medical costs. You pay a flat fee every time you receive a medical service (for example, $5 for every visit to the doctor). The insurance company pays the rest.
- Covered Expenses
- Most insurance plans, whether they are fee-for-service, HMOs, or PPOs, do not pay for all services. Some may not pay for prescription drugs. Others may not pay for mental health care. Covered services are those medical procedures the insurer agrees to pay for. They are listed in the policy.
- Customary fee
- Most insurance plans will pay only what they call a reasonable and customary fee for a particular service. If your doctor charges $1,000 for a hernia repair while most doctors in your area charge only $600, you will be billed for the $400 difference.
- Deductible
- The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts paying.
- Exclusions
- Specific conditions or circumstances for which the policy will not provide benefits.
- Fee-for-Service
- The insurer only pays for part of your doctor and hospital bills. This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals.
- HDHP
- High-Deductible Health Plan. With this type of plan, you pay a smaller premium, but have to pay a larger amount out of your own pocket when you use medical services.
- HMO
- (Health Maintenance Organization): Prepaid health plans. You pay a monthly premium and the HMO covers your doctors’ visits, hospital stays, emergency care, surgery, checkups, lab tests, x-rays, and therapy. You must use the doctors and hospitals designated by the HMO.
- Institutionalized
- People under formally authorized, supervised care or custody in institutions (for example, correctional facilities, nursing homes, and mental hospitals). Generally, restricted to the institution, under the care or supervision of trained staff, and classified as "patients" or "inmates."
- Kaiser
- Figure refers to employer-based health insurance. Individual plans may be more expensive. ("Employer Health Benefits 2007 Annual Survey" (#7672), The Henry J. Kaiser Family Foundation & HRET, September 2007)
- Managed Care
- Ways to manage costs, use, and quality of the health care system. All HMOs and PPOs, and many fee-for-service plans, have managed care.
- Maximum Out-of-Pocket
- The most money you will be required pay a year for deductibles and coinsurance. It is a stated dollar amount set by the insurance company, in addition to regular premiums.
- Noncancelable Policy
- A policy that guarantees you can receive insurance, as long as you pay the premium. It is also called a guaranteed renewable policy.
- PPO
- (Preferred Provider Organization): A combination of traditional fee-for-service and an HMO. When you use the doctors and hospitals that are part of the PPO, you can have a larger part of your medical bills covered. You can use other doctors, but at a higher cost.
- Preexisting Condition
- A health problem that existed before the date your insurance became effective.
- Premium
- The amount you or your employer pays in exchange for insurance coverage.
- Primary Care Doctor
- Usually your first contact for health care. This is often a family physician or internist, but some women use their gynecologist. A primary care doctor monitors your health and diagnoses and treats minor health problems, and refers you to specialists if another level of care is needed.
- Property crime
- Property crime includes burglary, larceny-theft, motor vehicle theft, and arson. The objective of the theft crimes is the unlawful taking of money or property, and does not include use or threat of force against the victims.
- Provider
- Any person (doctor, nurse, dentist) or institution (hospital or clinic) that provides medical care.
- Race
- Race is a self-identification data item in which respondents choose the race or races with which they most closely identify. [US Census]
- Single Coverage
- Health insurance that covers medical expenses for one person.
- Third-Party Payer
- Any payer for health care services other than you. This can be an insurance company, an HMO, a PPO, or the Federal Government.
- Violent crime
- Violent crime includes four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. Violent crimes involve force or threat of force.
Boca Raton Facts
Data source: US Census year 2000
Population
Population in Boca Raton is 74,764.
91% of Boca Raton residents are White, 4% are African-American, 2% are a mix of two or more races, 2% are Asian, and 1% are of some other race.
Economy
The median income in Boca Raton is $41,878 for men, and $27,455 for women.
Compared to the typical person in the state of Florida, a resident of Boca Raton makes 33.9% more. The trend for Florida is that the median income is increasing. (2006)
4,792 people (6% of the population) were living on an income below the poverty level as of 2006. The poverty in Boca Raton was increasing compared to the year before.
The typical home is worth $482,400. 36% of Boca Raton homeowners own their home outright, paying typically $872 per month in owner costs. Among those with a mortgage (64% of homeowners), the median monthly owner cost is $2,281. (2006)
Housing
There are a total of 44,207 homes in Boca Raton. Of these, 1,111 were for sale, and 2,108 homes were available to rent in 2006. 23,878 (74%) were owner-occupied, and 8,243 (26%) were occupied by renters. (2006)
Age
The median age for men in Boca Raton is 45, and in Florida the average man lives to be 75. The median age for women in Boca Raton is 47, and women in Florida live to be 80, on average. (2006)
Education
The education level in Boca Raton is high compared to the national average.
Among men over 25, 59% has a college degree, and 20% has some college. Out of the men that didn't study in college, 74% graduated from High School, and 26% dropped out.
Among women over 25, 54% has a college degree, and 17% has some college. Out of the women that didn't study in college, 73% graduated from High School, and 27% dropped out. (2006)
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