Insurance in Los Angeles
Data source: US Census year 2000
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Uninsured in Los Angeles County
Los Angeles is the county seat of Los Angeles County.
Two out of ten people in Los Angeles County (22.6%) lack health insurance. In the state of California, 18.8% are without.
Among the population under 18 years in Los Angeles County, 18.7% are uninsured, while the figure for California is 15.5%.
in 2005, 85% of Americans had some medical expense, spending on average $1,166.
Crime and Safety in Los Angeles
Cities are generally less safe to live in than small towns. Violent crime in Los Angeles is 70.8% higher per capita, than in the U.S. as a whole. The per-capita rate of property crime in Los Angeles is 16.2% lower than nationally.
There are 30446 people living in restricted group quarters such as correctional facilities, nursing homes, and mental hospitals in Los Angeles (1% of the population).
Accidents
Commuting to work is a fact of life for most Americans. In 2000, 80% of Los Angeles residents drove to work, and 10% used public transport. 4% walked to work, and 1% rode a bicycle. While keeping active is vital for good health, unprotected forms of transportation also puts you at greater risk in traffic.
In the United States, 10% or Emergency Room visits in 2005 was due to traffic accidents. The most common injury was due to falls, totalling 21% of ER visits.
Los Angeles, California Health Insurance
With a health insurance plan, your medical costs will be reduced, and a plan that includes regular checkups lowers your likelihood of developing serious health problems. As an added bonus, doctors charge people with health insurance less, since insurance companies negotiate discounts.
Getting an individual health insurance plan doesn't have to be expensive and complicated. With average premiums for single coverage reaching $373 per month ($4,479 annually) in 2007, and familty premiums soaring to $1,009 per month ($12,106 annually), the incentive to find cheap alternatives is higher than ever. Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.
One way to pay smaller premiums is to sign up for a high-deductible health plan (HDHP), an alternative gaining popularity among employers who offer health benefits.
While most Americans have health insurance coverage through their employer, there are trends in the opposite direction. As the economy transforms, and employers rely more on part-time and contract labor, fewer employees are eligible for health benefits. Among firms who offer health benefits, 79% of workers were eligible in 2007. Among both firms that offer and don't offer health benefits, a total of only 59% of workers were actually covered by their employer.
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Local Health Insurance Agents in Los Angeles, California
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A A R P
(213) 637-22003460 Wilshire Blvd Ste 300
Los Angeles, California 90010-2231 -
Able Tri Care Insurance Agency
(310) 471-1351PO Box 49814
Los Angeles, California 90049-1913 -
Ace USA
(213) 833-0084725 S Figueroa St Ste 2050
Los Angeles, California 90017-5420 -
Affordable Healthcare Co
(323) 463-15055437 Harold Way
Los Angeles, California 90027-5692 -
Allstate Insurance - David Spence
(310) 478-434411544 W. Pico Blvd.
Los Angeles, California 90064-3165 -
Associated Commercial Insurance
(310) 475-99901964 Westwood Blvd Ste 460
Los Angeles, California 90025-8407 -
Associated Securities Corp
(310) 277-35011801 Century Park E
Los Angeles, California 90067-2302 -
Authorized Jeni Blumenthal
(310) 479-8469
Los Angeles, California 90025 -
B Kamran Insurance Services Inc
(310) 475-99901964 Westwood Blvd Ste 460
Los Angeles, California 90024-8407 -
Bayanfar, Hilda - State Farm Insurance Agent
(310) 820-144912121 Wilshire Blvde
Los Angeles, California 90025-5007 -
Big Burger
(323) 256-00675916 Monterey Rd
Los Angeles, California 90042-4943 -
Blake, Shonelle M - State Farm Insurance Agent
(323) 290-90224340 Leimert Blvd Suite 100
Los Angeles, California 90008-5291 -
Block, Carleton L - State Farm Insurance Agent
(323) 931-14667154 Melrose Avenue
Los Angeles, California 90046-7626 -
Bloomdale Insurance Services
(310) 474-728310835 Santa Monica Blvd Ste 209
Los Angeles, California 90025-4694 -
Blue Cross of California
(213) 553-5400Sales, Group-Large 51 or More Employees
Los Angeles, California 90001 -
Blue Cross of California Authorizd Agntjni Blmnthl
(310) 479-846911030 Santa Monica Blvd
Los Angeles, California 90025-7530 -
Blue Shield of California
(310) 442-858512304 Santa Monica Blvd Ste 300
Los Angeles, California 90025-2593 -
Blue Shield of California
(310) 442-85852222 Avenue Of The Stars
Los Angeles, California 90067-5655 -
Blue Shield of California
(213) 383-53913400 W 6th St
Los Angeles, California 90020-2538 -
Blue Shield of California
(213) 380-19603699 Wilshire Blvd
Los Angeles, California 90010-2719 -
Blue Shield of California
(323) 653-66556399 Wilshire Blvd
Los Angeles, California 90048-5703 -
Blumenthal Agency
(310) 479-846911030 Santa Monica Blvd
Los Angeles, California 90025-7530 -
Borncamp, John R - State Farm Insurance Agent
(310) 979-479412301 Wilshire Blvd
Los Angeles, California 90025-1021 -
Brown, Lisa M - State Farm Insurance Agent
(323) 954-97635589 W Pico
Los Angeles, California 90019-3920 -
Brown, Sean M - State Farm Insurance Agent
(310) 479-00803130 S Sepulveda Blvd
Los Angeles, California 90034-4204 -
Campos, Maria Angelica - State Farm Insurance Agent
(323) 222-99665150 S Huntington Drive
Los Angeles, California 90032-4708 -
Cavalieri, Peter J - State Farm Insurance Agent
(323) 254-4357850 Colorado Blvd
Los Angeles, California 90041-1733 -
Crane, Stephen J - State Farm Insurance Agent
(213) 622-1067627 W 6th Street
Los Angeles, California 90017-3201 -
Cummings Warren
(310) 376-8115
Los Angeles, California 90001 -
Dilsaver, C Joseph - State Farm Insurance Agent
(323) 257-1107850 Colorado Blvd
Los Angeles, California 90041-1733 -
Eilene Rothman Insurance Services
(310) 442-85852222 Avenue Of The Stars
Los Angeles, California 90067-5655 -
Eilene Rothman Insurance Services
(818) 702-800822704 Ventura Blvd
Los Angeles, California 90025-2593 -
Elliot Anthony Insurance Agency
(213) 380-19603699 Wilshire Blvd
Los Angeles, California 90010-2719 -
Ennis, Derek J - State Farm Insurance Agent
(323) 733-63931968 W Adams Blvd
Los Angeles, California 90018-3515 -
FARMERS INSURANCE GROUP
(310) 208-71831093 BROXTON AVE STE 246
Los Angeles, California 90024 -
Fiore, Michael T - State Farm Insurance Agent
(310) 474-55311401 Westwood Blvd Suite 280
Los Angeles, California 90024-4963 -
First Health Medical Group
(323) 951-07006399 Wilshire Blvd Ste 312
Los Angeles, California 90048-5706 -
Garrett, Charles R - State Farm Insurance Agent
(323) 692-00904929 Wilshire Blvd
Los Angeles, California 90010-3895 -
Gil Grosslight Insurance Inc
(310) 473-96111333 Westwood Blvd Ste 200
Los Angeles, California 90024-4901 -
Hammonds II, William C - State Farm Insurance Agent
(310) 473-327611835 W Olympic Blvd
Los Angeles, California 90064-5001 -
Harris, Robert N - State Farm Insurance Agent
(323) 876-66537813 Sunset Blvd
Los Angeles, California 90046-3305 -
Health Families
(213) 482-1716501 S Bixel St
Los Angeles, California 90017-2007 -
Healthcare One
(310) 826-752612201 W Pico Blvd
Los Angeles, California 90064-1134 -
Healthcare Partners Medical Group Immediate Care Centers
(626) 795-22441025 W Olympic Blvd
Los Angeles, California 90001-1329 -
International Diabetes Educator Association
(213) 389-49602140 W Olympic Blvd
Los Angeles, California 90006-2207 -
Jun, Grace H - State Farm Insurance Agent
(213) 388-49552426 W 8th Street Suite 218
Los Angeles, California 90057-3872 -
Kim, Sang Wook - State Farm Insurance Agent
(213) 365-20713580 Wilshire Blvd
Los Angeles, California 90010-2502 -
Korean American Diabetic Association
(213) 368-4200266 S Harvard Blvd
Los Angeles, California 90004-4372 -
Kraus, Goldie S - State Farm Insurance Agent
(310) 278-48141417 S Robertson Blvd
Los Angeles, California 90035-3475 -
L A Care Health Plan
(213) 694-1250555 W 5th St Fl 18
Los Angeles, California 90013-1054 -
Langley, Scott W - State Farm Insurance Agent
(310) 360-94341232 S La Cienaga Blvd
Los Angeles, California 90035-2597 -
Los Angeles County of Hospital, High Desert, Community Health Plan Member Services
(661) 945-8365500 W Temple St
Los Angeles, California 90012-2713 -
Manalastas, Lourdes D - State Farm Insurance Agent
(323) 254-58004448 Eagle Rock Blvd Suite F
Los Angeles, California 90041-3512 -
McKinney Jr, Roy D - State Farm Insurance Agent
(310) 470-05551460 Westwood Blvd Suite 201
Los Angeles, California 90024-4937 -
METROPOLITAN HELP PARTNERS
(323) 805-0175628 N VERMONT AVE
Los Angeles, California 90004-2154 -
Mora, Laura E - State Farm Insurance Agent
(323) 478-93465031 N Figueroa Street
Los Angeles, California 90042-3973 -
Opti Vision Benefits of America
(323) 932-90035552 W Adams Blvd
Los Angeles, California 90016-2542 -
Pacifica Womens Healthcare
(310) 202-623011101 Venice Blvd
Los Angeles, California 90034-6914 -
Pars American Ins Agcy
(323) 653-66556399 Wilshire Blvd Ste 808
Los Angeles, California 90048-5711 -
Prime Benefits Plus
(310) 826-752612201 W Pico Blvd # 2
Los Angeles, California 90064-1134 -
Protected Insurance Agency
(310) 473-96111333 Westwood Blvd
Los Angeles, California 90024-4901 -
Robert W Little Ins Agency Inc State Farm Insurance Agent
(310) 478-200111654 W Pico Blvd
Los Angeles, California 90064-2909 -
Ross, Kimyee - State Farm Insurance Agent
(310) 360-9993850 S Robertson Blvd
Los Angeles, California 90035-1621 -
Sinner Insurance Agency Inc - State Farm Insurance Agent
(323) 651-47756535 Wilshire Blvd Suite 117
Los Angeles, California 90048-4909 -
Slim and Tone
(323) 466-13335770 Melrose Ave
Los Angeles, California 90038-3871 -
Smith, Curtis B - State Farm Insurance Agent
(310) 472-790011911 San Vicente Blvd
Los Angeles, California 90049-6633 -
Stevens, Carmel - State Farm Insurance Agent
(323) 292-79304912 W Slauson Avenue
Los Angeles, California 90056-1639 -
Terza West Insurance Agcy Inc - State Farm Insurance Agent
(323) 462-1096875 N Gower Street
Los Angeles, California 90038-3743 -
Tony W Kim Insurance Agcy Inc - State Farm Insurance Agent
(213) 380-518815th Floor Executive Suite
Los Angeles, California 90005-3007 -
Ussery, Joyce T - State Farm Insurance Agent
(323) 231-02355109 S Figueroa Street
Los Angeles, California 90037-3347 -
Vasquez, Saul E - State Farm Insurance Agent
(323) 890-13005645 Beverly Blvd
Los Angeles, California 90022-2803 -
Williams, Daniel E - State Farm Insurance Agent
(323) 852-68687944 W 3rd Street
Los Angeles, California 90048-4305 -
Williamson, Michael - State Farm Insurance Agent
(310) 312-00312497 S Bundy Drive
Los Angeles, California 90064-2717 -
Wilson, Frank D - State Farm Insurance Agent
(310) 659-62228733 Beverly Blvd Suite 306
Los Angeles, California 90048-1827 -
Youcan Corporation
(323) 766-03713848 W 27th St Apt 8
Los Angeles, California 90018-2331 -
Young Man Na Acupuncture & Diet 1025
(213) 382-10852140 W Olympic Blvd Ste 412
Los Angeles, California 90006-2276
Glossary of Terms
- Coinsurance
- amount you have to pay for medical care in a fee-for-service plan after you have reached the deductible. The coinsurance rate is usually written as a percentage. For example, if the insurance company pays 80 percent of the claim, you pay 20 percent.
- Coordination of Benefits
- A system to eliminate duplication of benefits when you are covered under more than one group plan. Benefits under the two plans usually are limited to no more than 100 percent of the claim.
- Copayment
- Another way of sharing medical costs. You pay a flat fee every time you receive a medical service (for example, $5 for every visit to the doctor). The insurance company pays the rest.
- Covered Expenses
- Most insurance plans, whether they are fee-for-service, HMOs, or PPOs, do not pay for all services. Some may not pay for prescription drugs. Others may not pay for mental health care. Covered services are those medical procedures the insurer agrees to pay for. They are listed in the policy.
- Customary fee
- Most insurance plans will pay only what they call a reasonable and customary fee for a particular service. If your doctor charges $1,000 for a hernia repair while most doctors in your area charge only $600, you will be billed for the $400 difference.
- Deductible
- The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts paying.
- Exclusions
- Specific conditions or circumstances for which the policy will not provide benefits.
- Fee-for-Service
- The insurer only pays for part of your doctor and hospital bills. This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals.
- HDHP
- High-Deductible Health Plan. With this type of plan, you pay a smaller premium, but have to pay a larger amount out of your own pocket when you use medical services.
- HMO
- (Health Maintenance Organization): Prepaid health plans. You pay a monthly premium and the HMO covers your doctors’ visits, hospital stays, emergency care, surgery, checkups, lab tests, x-rays, and therapy. You must use the doctors and hospitals designated by the HMO.
- Institutionalized
- People under formally authorized, supervised care or custody in institutions (for example, correctional facilities, nursing homes, and mental hospitals). Generally, restricted to the institution, under the care or supervision of trained staff, and classified as "patients" or "inmates."
- Kaiser
- Figure refers to employer-based health insurance. Individual plans may be more expensive. ("Employer Health Benefits 2007 Annual Survey" (#7672), The Henry J. Kaiser Family Foundation & HRET, September 2007)
- Managed Care
- Ways to manage costs, use, and quality of the health care system. All HMOs and PPOs, and many fee-for-service plans, have managed care.
- Maximum Out-of-Pocket
- The most money you will be required pay a year for deductibles and coinsurance. It is a stated dollar amount set by the insurance company, in addition to regular premiums.
- Noncancelable Policy
- A policy that guarantees you can receive insurance, as long as you pay the premium. It is also called a guaranteed renewable policy.
- PPO
- (Preferred Provider Organization): A combination of traditional fee-for-service and an HMO. When you use the doctors and hospitals that are part of the PPO, you can have a larger part of your medical bills covered. You can use other doctors, but at a higher cost.
- Preexisting Condition
- A health problem that existed before the date your insurance became effective.
- Premium
- The amount you or your employer pays in exchange for insurance coverage.
- Primary Care Doctor
- Usually your first contact for health care. This is often a family physician or internist, but some women use their gynecologist. A primary care doctor monitors your health and diagnoses and treats minor health problems, and refers you to specialists if another level of care is needed.
- Property crime
- Property crime includes burglary, larceny-theft, motor vehicle theft, and arson. The objective of the theft crimes is the unlawful taking of money or property, and does not include use or threat of force against the victims.
- Provider
- Any person (doctor, nurse, dentist) or institution (hospital or clinic) that provides medical care.
- Race
- Race is a self-identification data item in which respondents choose the race or races with which they most closely identify. [US Census]
- Single Coverage
- Health insurance that covers medical expenses for one person.
- Third-Party Payer
- Any payer for health care services other than you. This can be an insurance company, an HMO, a PPO, or the Federal Government.
- Violent crime
- Violent crime includes four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. Violent crimes involve force or threat of force.
Los Angeles Facts
Data source: US Census year 2000
Population
Population in Los Angeles is 3,773,846.
47% of Los Angeles residents are White, 29% are of some other race, 10% are Asian, 10% are African-American, 3% are a mix of two or more races, and 1% are Native American.
Economy
The median income in Los Angeles is $26,349 for men, and $21,166 for women.
Compared to the typical person in the state of California, a resident of Los Angeles makes 18.8% less. The trend for California is that the median income is increasing. (2006)
349,804 people (9% of the population) were living on an income below the poverty level as of 2006. The poverty in Los Angeles was decreasing compared to the year before.
The typical home is worth $614,300. 22% of Los Angeles homeowners own their home outright, paying typically $483 per month in owner costs. Among those with a mortgage (78% of homeowners), the median monthly owner cost is $2,313. (2006)
Housing
There are a total of 1,359,686 homes in Los Angeles. Of these, 7,448 were for sale, and 33,189 homes were available to rent in 2006. 509,223 (40%) were owner-occupied, and 764,657 (60%) were occupied by renters. (2006)
Age
The median age for men in Los Angeles is 32, and in California the average man lives to be 76. The median age for women in Los Angeles is 34, and women in California live to be 81, on average. (2006)
Education
The education level in Los Angeles is low compared to the national average.
Among men over 25, 35% has a college degree, and 16% has some college. Out of the men that didn't study in college, 46% graduated from High School, and 54% dropped out.
Among women over 25, 34% has a college degree, and 16% has some college. Out of the women that didn't study in college, 44% graduated from High School, and 56% dropped out. (2006)
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