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Insurance in Tucson

Data source: US Census year 2000

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Uninsured in Pima County

Tucson is the county seat of Pima County.

Two in ten

Two out of ten people in Pima County (17.8%) lack health insurance. In the state of Arizona, 18.2% are without.

Among the population under 18 years in Pima County, 14.3% are uninsured, while the figure for Arizona is 15.8%.

in 2005, 85% of Americans had some medical expense, spending on average $1,166.

Crime and Safety in Tucson

Cities are generally less safe to live in than small towns. Violent crime in Tucson is 87.4% higher per capita, than in the U.S. as a whole. The per-capita rate of property crime in Tucson is 100% lower than nationally.

There are 7942 people living in restricted group quarters such as correctional facilities, nursing homes, and mental hospitals in Tucson (2% of the population).

Accidents

Commuting to work is a fact of life for most Americans. In 2000, 87% of Tucson residents drove to work, and 3% used public transport. 3% walked to work, and 2% rode a bicycle. While keeping active is vital for good health, unprotected forms of transportation also puts you at greater risk in traffic.

In the United States, 10% or Emergency Room visits in 2005 was due to traffic accidents. The most common injury was due to falls, totalling 21% of ER visits.

Tucson, Arizona Health Insurance

With a health insurance plan, your medical costs will be reduced, and a plan that includes regular checkups lowers your likelihood of developing serious health problems. As an added bonus, doctors charge people with health insurance less, since insurance companies negotiate discounts.

Getting an individual health insurance plan doesn't have to be expensive and complicated. With average premiums for single coverage reaching $373 per month ($4,479 annually) in 2007, and familty premiums soaring to $1,009 per month ($12,106 annually), the incentive to find cheap alternatives is higher than ever. Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.Yougotinsured.com is dedicated to help you find ways to save, while retaining the security of a high coverage level.

One way to pay smaller premiums is to sign up for a high-deductible health plan (HDHP), an alternative gaining popularity among employers who offer health benefits.

While most Americans have health insurance coverage through their employer, there are trends in the opposite direction. As the economy transforms, and employers rely more on part-time and contract labor, fewer employees are eligible for health benefits. Among firms who offer health benefits, 79% of workers were eligible in 2007. Among both firms that offer and don't offer health benefits, a total of only 59% of workers were actually covered by their employer.

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Local Health Insurance Agents in Tucson, Arizona

  • Aflac District Office

    (520) 293-4422

    380 E Fort Lowell Rd Ste 232
    Tucson, Arizona 85705-3981

  • Bailey, Lloyd T - State Farm Insurance Agent

    (520) 885-6785

    8925 E Golf Links Road
    Tucson, Arizona 85730-1318

  • Barcelo, Francisco R - State Farm Insurance Agent

    (520) 886-2549

    131 S Camino Seco
    Tucson, Arizona 85710-1656

  • Barrasso Debora A

    (520) 546-1945

    7485 E Broadway
    Tucson, Arizona 85710-1410

  • Bate, Mary Ann - State Farm Insurance Agent

    (520) 297-7870

    9000 North Oracle Road
    Tucson, Arizona 85737-7400

  • Becker, Robert T

    (520) 299-9605

    5635 E River Road Suite 101
    Tucson, Arizona 85750-1999

  • Braegelmann, Michael L - State Farm Insurance Agent

    (520) 745-2800

    4178 E 22nd Street
    Tucson, Arizona 85711-5335

  • Brown, Craig D - State Farm Insurance Agent

    (520) 299-1059

    4640 E Sunrise Drive Suite 103
    Tucson, Arizona 85718-4576

  • Castillo, Ramon - State Farm Insurance Agent

    (520) 889-3366

    5425 So 12th Avenue
    Tucson, Arizona 85706-3203

  • Charlie P Riesgo Ins Agcy Inc - State Farm Insurance Agent

    (520) 885-7717

    131 S Camino Seco
    Tucson, Arizona 85710-4409

  • Chris McAdoo Ins Agcy Inc - State Farm Insurance Agent

    (520) 744-1600

    9725 N Thornydale Suite 167
    Tucson, Arizona 85742-5027

  • Cigna Healthcare of Arizona Administrative Offices, Sales

    (520) 881-0458

    535 N Wilmot Rd
    Tucson, Arizona 85711-2600

  • Cropp, Troy Louis - State Farm Insurance Agent

    (520) 886-5313

    9431 E 22nd St Suite 107
    Tucson, Arizona 85710-7337

  • Dale R Diamond Ins Agcy Inc - State Farm Insurance Agent

    (520) 742-9947

    2966 W Ina Road
    Tucson, Arizona 85741-2154

  • Dalton, Judith C - State Farm Insurance Agent

    (520) 886-5287

    7858 E Wrightstown Road
    Tucson, Arizona 85715-4332

  • David Clarkson Ins Agcy Inc - State Farm Insurance Agent

    (520) 721-4646

    7485 E Broadway Blvd
    Tucson, Arizona 85710-1410

  • DeBerry, Thomas A - State Farm Insurance Agent

    (520) 298-7111

    7189 E Tanque Verde
    Tucson, Arizona 85715-3431

  • Dyster, Linda Gomez - State Farm Insurance Agent

    (520) 295-1100

    910 W Irvington Rd Ste 130
    Tucson, Arizona 85714-2459

  • Flanagan, Gerald C - State Farm Insurance Agent

    (520) 885-2321

    6590 E Tanque Verde Suite B
    Tucson, Arizona 85715-3870

  • Fruit, Valarie C - State Farm Insurance Agent

    (520) 579-7400

    7630 N La Cholla Blvd
    Tucson, Arizona 85741-1156

  • Fry, Donald E - State Farm Insurance Agent

    (520) 795-0231

    2632 N Campbell Avenue
    Tucson, Arizona 85719-3102

  • Gallagher Jr, William F - State Farm Insurance Agent

    (520) 885-1576

    120 S Houghton Road Ste 126
    Tucson, Arizona 85748-6731

  • Georgianna Squires Ins Agy Inc State Farm Insurance Agent

    (520) 623-0202

    2122 W Grant Road
    Tucson, Arizona 85745-1141

  • Inorio Peter Anthony

    (520) 747-4745

    5315 E Broadway Suite 104
    Tucson, Arizona 85711-3718

  • Ives, Kani K - State Farm Insurance Agent

    (520) 746-1079

    1625 W Valencia Road Suite 107
    Tucson, Arizona 85746-6022

  • Joe Abong Ins Agcy Inc - State Farm Insurance Agent

    (520) 750-8016

    5315 E Broadway Suite 101
    Tucson, Arizona 85711-3718

  • Kerry Diegel Ins Agcy Inc - State Farm Insurance Agent

    (520) 886-8181

    9431 E 22nd St Suite 107
    Tucson, Arizona 85710-7337

  • Kevin A Dale Ins Agcy Inc - State Farm Insurance Agent

    (520) 721-8184

    6063 E Grant Road
    Tucson, Arizona 85712-5828

  • Kirkman, Kent L

    (520) 290-9222

    7485 E Broadway
    Tucson, Arizona 85710-1410

  • Larry Coleman Ins Agcy Inc

    (520) 883-2886

    3000 W Valencia Road Ste 234
    Tucson, Arizona 85746-8059

  • Molina, Eugene G - State Farm Insurance Agent

    (520) 883-1500

    2160 W Holladay
    Tucson, Arizona 85746-3020

  • Nelder, Donald K - State Farm Insurance Agent

    (520) 744-2400

    7850 N Silverbell Rd Ste 184
    Tucson, Arizona 85743-8219

  • Noel, David W - State Farm Insurance Agent

    (520) 747-7777

    7257 E Golf Links
    Tucson, Arizona 85730-1114

  • Noel, Jeffry Alan - State Farm Insurance Agent

    (520) 574-7777

    9040 E Valencia Ste 160
    Tucson, Arizona 85747-4903

  • Nova Insurance Services Llc

    (520) 618-1441

    5285 E Williams Cir Ste 1075
    Tucson, Arizona 85711-7708

  • OConnell, Deborah A - State Farm Insurance Agent

    (520) 742-7888

    10420 N La Canada Dr Ste 130
    Tucson, Arizona 85737-7025

  • Ottaway, Thomas B - State Farm Insurance Agent

    (520) 544-2777

    10515 N Oracle Road Ste 145
    Tucson, Arizona 85737-9353

  • Perkins, Deanna Way - State Farm Insurance Agent

    (520) 327-7884

    3801 E Ft Lowell Rd #101
    Tucson, Arizona 85716-1730

  • Pinto, Zona L - State Farm Insurance Agent

    (520) 749-4400

    8858 E Tanque Verde Road
    Tucson, Arizona 85749-9500

  • Richard H Fancon Ins Agy Inc - State Farm Insurance Agent

    (520) 321-1333

    2323 N Swan Road
    Tucson, Arizona 85712-2716

  • Rick Surina Ins Agcy Inc - State Farm Insurance Agent

    (520) 888-7608

    4627 N 1st Avenue
    Tucson, Arizona 85718-5608

  • Riley, Michael J - State Farm Insurance Agent

    (520) 323-9467

    2050 E Speedway
    Tucson, Arizona 85719-4701

  • Robinette, Joseph C - State Farm Insurance Agent

    (520) 577-8833

    4640 E Sunrise Drive Suite 103
    Tucson, Arizona 85718-4576

  • Rowland, Shannon M - State Farm Insurance Agent

    (520) 744-9636

    4231 W Ina Rd Ste 121
    Tucson, Arizona 85741-2233

  • Salzman Virginia H

    (520) 888-7204

    3448 N First Avenue
    Tucson, Arizona 85719-1842

  • Sanford, Rebecca L - State Farm Insurance Agent

    (520) 615-0800

    6960 E Sunrise Suite 130
    Tucson, Arizona 85750-0735

  • Sundstrom Lynn E

    (520) 917-6534

    131 S Camino Seco
    Tucson, Arizona 85710-4409

  • Swink, Larry Junior - State Farm Insurance Agent

    (520) 747-9871

    6475 E 22nd Street
    Tucson, Arizona 85710-5115

  • Tatro, Thomas A - State Farm Insurance Agent

    (520) 323-2253

    3225 N Swan Rd Suite 109
    Tucson, Arizona 85712-1410

  • Terry L Cropp Ins Agcy Inc - State Farm Insurance Agent

    (520) 296-7191

    8401 E 22nd Street
    Tucson, Arizona 85710-6549

  • Tick, David L - State Farm Insurance Agent

    (520) 325-8900

    3323 N Campbell Ave Suite 3
    Tucson, Arizona 85719-2360

  • Titone, Joseph F - State Farm Insurance Agent

    (520) 722-7488

    1101 N Wilmot Suite 215
    Tucson, Arizona 85712-5148

  • Whitehair, Kenneth E - State Farm Insurance Agent

    (520) 825-1800

    16647 N Oracle Rd Ste B
    Tucson, Arizona 85739-9113

Glossary of Terms

Coinsurance
amount you have to pay for medical care in a fee-for-service plan after you have reached the deductible. The coinsurance rate is usually written as a percentage. For example, if the insurance company pays 80 percent of the claim, you pay 20 percent.
Coordination of Benefits
A system to eliminate duplication of benefits when you are covered under more than one group plan. Benefits under the two plans usually are limited to no more than 100 percent of the claim.
Copayment
Another way of sharing medical costs. You pay a flat fee every time you receive a medical service (for example, $5 for every visit to the doctor). The insurance company pays the rest.
Covered Expenses
Most insurance plans, whether they are fee-for-service, HMOs, or PPOs, do not pay for all services. Some may not pay for prescription drugs. Others may not pay for mental health care. Covered services are those medical procedures the insurer agrees to pay for. They are listed in the policy.
Customary fee
Most insurance plans will pay only what they call a reasonable and customary fee for a particular service. If your doctor charges $1,000 for a hernia repair while most doctors in your area charge only $600, you will be billed for the $400 difference.
Deductible
The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts paying.
Exclusions
Specific conditions or circumstances for which the policy will not provide benefits.
Fee-for-Service
The insurer only pays for part of your doctor and hospital bills. This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals.
HDHP
High-Deductible Health Plan. With this type of plan, you pay a smaller premium, but have to pay a larger amount out of your own pocket when you use medical services.
HMO
(Health Maintenance Organization): Prepaid health plans. You pay a monthly premium and the HMO covers your doctors’ visits, hospital stays, emergency care, surgery, checkups, lab tests, x-rays, and therapy. You must use the doctors and hospitals designated by the HMO.
Institutionalized
People under formally authorized, supervised care or custody in institutions (for example, correctional facilities, nursing homes, and mental hospitals). Generally, restricted to the institution, under the care or supervision of trained staff, and classified as "patients" or "inmates."
Kaiser
Figure refers to employer-based health insurance. Individual plans may be more expensive. ("Employer Health Benefits 2007 Annual Survey" (#7672), The Henry J. Kaiser Family Foundation & HRET, September 2007)
Managed Care
Ways to manage costs, use, and quality of the health care system. All HMOs and PPOs, and many fee-for-service plans, have managed care.
Maximum Out-of-Pocket
The most money you will be required pay a year for deductibles and coinsurance. It is a stated dollar amount set by the insurance company, in addition to regular premiums.
Noncancelable Policy
A policy that guarantees you can receive insurance, as long as you pay the premium. It is also called a guaranteed renewable policy.
PPO
(Preferred Provider Organization): A combination of traditional fee-for-service and an HMO. When you use the doctors and hospitals that are part of the PPO, you can have a larger part of your medical bills covered. You can use other doctors, but at a higher cost.
Preexisting Condition
A health problem that existed before the date your insurance became effective.
Premium
The amount you or your employer pays in exchange for insurance coverage.
Primary Care Doctor
Usually your first contact for health care. This is often a family physician or internist, but some women use their gynecologist. A primary care doctor monitors your health and diagnoses and treats minor health problems, and refers you to specialists if another level of care is needed.
Property crime
Property crime includes burglary, larceny-theft, motor vehicle theft, and arson. The objective of the theft crimes is the unlawful taking of money or property, and does not include use or threat of force against the victims.
Provider
Any person (doctor, nurse, dentist) or institution (hospital or clinic) that provides medical care.
Race
Race is a self-identification data item in which respondents choose the race or races with which they most closely identify. [US Census]
Single Coverage
Health insurance that covers medical expenses for one person.
Third-Party Payer
Any payer for health care services other than you. This can be an insurance company, an HMO, a PPO, or the Federal Government.
Violent crime
Violent crime includes four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. Violent crimes involve force or threat of force.

Tucson Facts

Data source: US Census year 2000

Population

Population in Tucson is 516,084.

63% of Tucson residents are White, 22% are of some other race, 4% are a mix of two or more races, 4% are Native American, 4% are African-American, and 3% are Asian.

Economy

The median income in Tucson is $26,164 for men, and $18,380 for women.

Compared to the typical person in the state of Arizona, a resident of Tucson makes 19.3% less. The trend for Arizona is that the median income is increasing. (2006)

44,345 people (9% of the population) were living on an income below the poverty level as of 2006. The poverty in Tucson was increasing compared to the year before.

The typical home is worth $175,500. 30% of Tucson homeowners own their home outright, paying typically $320 per month in owner costs. Among those with a mortgage (70% of homeowners), the median monthly owner cost is $1,133. (2006)

Housing

There are a total of 226,409 homes in Tucson. Of these, 3,092 were for sale, and 7,578 homes were available to rent in 2006. 111,948 (55%) were owner-occupied, and 92,071 (45%) were occupied by renters. (2006)

Age

The median age for men in Tucson is 31, and in Arizona the average man lives to be 75. The median age for women in Tucson is 34, and women in Arizona live to be 80, on average. (2006)

Education

The education level in Tucson is high compared to the national average.

Among men over 25, 33% has a college degree, and 23% has some college. Out of the men that didn't study in college, 62% graduated from High School, and 38% dropped out.

Among women over 25, 34% has a college degree, and 23% has some college. Out of the women that didn't study in college, 60% graduated from High School, and 40% dropped out. (2006)

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